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BBVA Sorry could not complete App call us to complete Message ?

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NY2014
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

Sorry to hear that happen. I'm going to hope for the best , I called in again and the only response they gave me was I'll receive a confirmation by this Friday or no later than Tuesday, but they have away of making it sound either a yes or No by dancing around over the phone approved or not. By I'll receive
Confirmation (package) . I swear the more its like ok. I seen most members have posted they called in a was told approved . I'm I wrong ? Oh well. I'll try wait patiently to see if it's a boy or a girl 😓
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 21 of 48
Anonymous
Not applicable

Re: BBVA Sorry could not complete App call us to complete Message ?


@woodyman100 wrote:

I apped last night and received the same message.

I called this morning.  After verification, I was declined. They then when into the whole sales pitch for other cards, checking and savings accounts, etc.

i was turned down in April for too much credit and too many inquiries on EX.

They pulled TU this time, but while fewer inquiries, I'm sure it's the same reason.

if I didn't know better, I'd swear that I was declined last night and the message to call in was simply a selling opportunity.

the guy was just WAY too smooth with the decline and then rolling into the sales pitch.


Huh? How much & how many?

Message 22 of 48
NY2014
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

Well My score time of app ex 709 8 Inq including BBVA. I haven't app over 6 months until over the weekend when I first app. Was for only BBVA . Got a message to contact them to complete the app only to find out my application did not go through. So I had to apply again a day after.but I decided to app for Cap Venture/QS in other words the 1st Inq Cap 1 2nd inq BBVA. My utilities 17% prob should have waited and paid them off. I wish they pulled TU . 740 4inq EQ 13 inq . NFCU own 7 lol .because business account also with NFCU. Love navy but Hard Pull Happy ..
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 23 of 48
NY2014
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

But back to to the topic, BBVA, IF and a lot can factors can play in if I'm borderline ,Income,History, like Amex, Navy, since I'm self employed always asked my Taxes and schedule C, my income is verifiable.and I'm approved, BBVA, only contacted me to verify my app and said ok ready to be finalized I will receive an email and welcome package 5-7 days.
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 24 of 48
Anonymous
Not applicable

Re: BBVA Sorry could not complete App call us to complete Message ?

Any update on your application?

Message 25 of 48
NY2014
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

 

 

 

 

  Hello everyone . Im  getting Nervous Smiley Mad  Day three feeling the Silence of the BBVA, wait until a package or postage stamp to arrive lol ..no email either Cat Mad

Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 26 of 48
stagefoursurvivor
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

NY,

 

Relax...my letter took a week after telephone verification...yes, a single envelope that didn't contain any 2X3" hard card discernable by feel. Inside a simple letter of Congrats with the SL at the top.

The actual card & packet came a day or two later.

I forget, did you call them or did they call you?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 27 of 48
woodyman100
Valued Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

TU 776 16 inquiries, but around 15 new accounts


@Anonymous wrote:

@woodyman100 wrote:

I apped last night and received the same message.

I called this morning.  After verification, I was declined. They then when into the whole sales pitch for other cards, checking and savings accounts, etc.

i was turned down in April for too much credit and too many inquiries on EX.

They pulled TU this time, but while fewer inquiries, I'm sure it's the same reason.

if I didn't know better, I'd swear that I was declined last night and the message to call in was simply a selling opportunity.

the guy was just WAY too smooth with the decline and then rolling into the sales pitch.


What are your scores and how many inquiries? 


 

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 28 of 48
woodyman100
Valued Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?


@Anonymous wrote:

@woodyman100 wrote:

I apped last night and received the same message.

I called this morning.  After verification, I was declined. They then when into the whole sales pitch for other cards, checking and savings accounts, etc.

i was turned down in April for too much credit and too many inquiries on EX.

They pulled TU this time, but while fewer inquiries, I'm sure it's the same reason.

if I didn't know better, I'd swear that I was declined last night and the message to call in was simply a selling opportunity.

the guy was just WAY too smooth with the decline and then rolling into the sales pitch.


Huh? How much & how many?

I honestly don't remember. That was when the BBVA NBA craze hit. I know I had over 30 EX inquiries though

 

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 29 of 48
stagefoursurvivor
Established Contributor

Re: BBVA Sorry could not complete App call us to complete Message ?

WM,

 

LOL, ya just can't figure this crap out! No rhyme or reason!

I was approved 2 weeks ago, $10K with over 40 Ex INQs & about 25 new accounts in the past 7 months

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 30 of 48
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