BBVA mailer

[Anonymous]

I got the prequal mailer yesterday and went ahead and applied but got the dreaded review message. I am wondering if I got the prequal by mistake because of my location or if this is a common thing they do. My scores are 738 Exp 711 Eq and unsure of T.U fico but fake is 712. Utilization is 2% have a rather low a.a.o.a. It's been almost two days since I applied. Do they reach as far as Indiana?

[Jnbmom]

Not sure of the demos, but if they sent you an invitation you should be eligible. 

I got instant approval, my DH did not, his took about 5 days then he got welcome email.

[Anonymous]

O.k I am probably just being impatient just used to instant gratification. Thanks for your reply.

[pinkandgrey]

You’re good to go if you want the card. I’d be willing to bet you’ll get it too. Could this be the start of round two for BBVA??

[Winesnoblv]

Not sure of their geographic footprint.  I live in Nevada and received several mailers.  I finally gave in and applied last month with an instant approval.  They pulled Experian.  From what I have seen, those on the forums who receive mailers have been approved.

[Anonymous]

You don’t have to be in their footprint to be approved with a mailer, only without one.

I have heard of one BBVA mailer denial here so these seem to be pretty solid offers.

[Anonymous]

I really appreciate the responses will give an update in a few days.. Hoping for a decent s.l.... I didnt mention that I have 5 inquiries on my Experian, but from what I read that wont be a dealbreaker...

[coldfusion]

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@Anonymous wrote:
I really appreciate the responses will give an update in a few days.. Hoping for a decent s.l.... I didnt mention that I have 5 inquiries on my Experian, but from what I read that wont be a dealbreaker...

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I had a LOT more than 5 when I received the pre-approval and subsequent approval, so no it shouldn't trigger a denial by default.

[Anonymous]

i have also received the prequal letter but i believe i m on their blacklist for having a checking account defaulted some 12 years ago.

[Anonymous]

Who do they typically pull from?