BBVA

[britt585]

Good afternoon...Does anyone know how to get in with bbva...I'm in ga....

[Gmood1]

Obtain a savings/ checking with them.

Being in GA, that should be easy.

[Wavester64]

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@britt585 wrote:

Good afternoon...Does anyone know how to get in with bbva...I'm in ga....

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I got in with them via a mailer for one of their CCs.

So far it's been easy sailing.  

[Phoenixupward]

I agree with @Gmood1   Just open a savings/checking account.  They don't use chexsystem.  It's a soft pull on experian.  Real easy.  Just make sure that accounts remain active or you will be charge an account maintenance fee.  I have weekly deposits hitting both accounts each week and I use my debit card for small purchases. I am not geographically connected but they let me in from NJ.  Note:  it takes a couple days for deposits to post.  But it doesn't matter, as I don't need the funds right away. 

[CreditCuriosity]

@Phoenixupward  havent used my checking account in 8 months and no fees have hit me... only 25 sitting in a free checking account.

[britt585]

Thanks....I thought BBVA used chex system....I'm also wanting membership with DCU and I've heared their chex sensitive....

[britt585]

Thanks...Once I'm in can I apply for CC..?

[Phoenixupward]

I just got their checking and savings accounts in March and I read the documents that said something about maintenance fees regarding inactivity.  Maybe, because I'm a new customer. IDK.  But if you haven't been charged a fee don't contact them. Let sleeping dogs lie. 🙂

[Phoenixupward]

If you are in their geographical region, you can apply.  But if you are not, you have to wait for an invitation via snail mail. 

[CreditCuriosity]

heard if not in geo location you can call and ask to apply for CLEAR points only CC although certainly can be wrong as yet to call and try out of geo footprint since have checking wiith them.