BBVA

[Phoenixupward]

I haven't had my BBVA accounts (about 6 months) as long as yours but  I haven't received anything in the mail from them. Yes, the current climate has placed restraints on credit card approvals.  I know personally that PenFed has been extremely generous as of late.  A few days ago, I apped for PenFed's Power Cash Rewards CC and was approved for a 17.5K SL. Quite frankly, I can't wait until we can bypass the current climate as it has stalled my plans.  Stay safe and good luck. 

[FieryDance]

I don't know how "relationship" heavy BBVA is but I don't think you need an existing relationship to apply for their cards. 

However in case you are interested BBVA currently has a couple of nationwide offers for signing up their checking account, $200 for $500 total direct deposit by 10/31/2020 or $400 for $2500 total direct deposit by 11/15/2020. 

If your employer direct deposit can be changed it is a good time to jump in.  

[Anonymous]

BBVA is an international bank that does business in the US (BBVA is an abbreviation of Banco Bilbao Vizcaya Argentaria; they're a Spanish bank) and foreign banks are well known for tightening in a downturn. I would be very surprised if they are lending as much as they were. 

[RootDet]

The problem is by the time i was ready to have a little spree, everybody closed up shop and went home. Unfair i tell you! 

[coldfusion]

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@FieryDance wrote:

I don't know how "relationship" heavy BBVA is but I don't think you need an existing relationship to apply for their cards. 

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You don't, you only need your legal residence to be within the appropriate geofence for the card you're applying for.

[Anonymous]

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@RootDet wrote:

The problem is by the time i was ready to have a little spree, everybody closed up shop and went home. Unfair i tell you! 

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Lol the cards will still be there later.

[CreditCuriosity]

Interesting thing is saw first SP on my Experian report end on June from BBVA since opened checking account 6-8 months ago or so.  Shall see if any offers come sometime although outside geofence.  Weird since CV-19 I barely get any mail compared to pre cv-19 nothing persay to do with CC's just mail in general whatever kinda junk mail it is

[Phoenixupward]

Thanks for the info.  Please keep us posted if you receive any offers from BBVA.  Perhaps, during the end of the year, lenders will feel a little generous and the financial outlook more prosperous.  

[snickerpedia]

I've checked for at least the past year trying to trick their pre qualify link or see if my state was added (RI). Low and behold I just filled out pre qual link for rewards and clear points card and was pre approved ( my state was finally an option)

[coldfusion]

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@snickerpedia wrote:

I've checked for at least the past year trying to trick their pre qualify link or see if my state was added (RI). Low and behold I just filled out pre qual link for rewards and clear points card and was pre approved ( my state was finally an option)

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Congrats, as that is new to me.

For a while MA residents were eligible to apply for the ClearPoints only and I got mine from a mailed preapproval but this is the first I've heard of a preapproval for someone from RI.