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BJs MasterCard...Comenity

jcef1955
Frequent Contributor

BJs MasterCard...Comenity

Member for many years so, I applied for the MC Elite and got the 7-10days! My current Eq, which they HP'd, is roughly 690+/-

I already have the FRN $5K & Sportsmans $4K

Message 1 of 20
19 REPLIES 19
CreditCuriosity
Moderator

Re: BJs MasterCard...Comenity

Could be verification... 

 

goto 

 

https://c.comenity.net/bjs/

 

and hit the signup button

 

and it will ask you if you know your bj cc # and say no....  it will then ask for ssn and other stuff and you might be able to see if you got approved that way..

 

Best of luck, let us know if that works.

Message 2 of 20
jcef1955
Frequent Contributor

Re: BJs MasterCard...Comenity

CC,

 

Thanks

 

"The info you entered does not match our records"

Message 3 of 20
CreditCuriosity
Moderator

Re: BJs MasterCard...Comenity


@jcef1955 wrote:

CC,

 

Thanks

 

"The info you entered does not match our records"


So could be verification or obviously a denial.. Just have to wait until the letter gets there..  Was hoping that would of worked as it has for me in the past when I have got messages with commedity card that I have applied for(well only total rewards).. Wish you the best of luck and hopefully only verification!

Message 4 of 20
jcef1955
Frequent Contributor

Re: BJs MasterCard...Comenity

Yeah, Comenity has never requested verification before with my other cards. I'll have a 0% BT paid in Sept and Comenity is already in my crosshairs for closure. A denial here will only "seal the deal".

Their scant offers just aren't competitive. BJs would have gottten some use

Message 5 of 20
taxi818
Super Contributor

Re: BJs MasterCard...Comenity


@jcef1955 wrote:

Yeah, Comenity has never requested verification before with my other cards. I'll have a 0% BT paid in Sept and Comenity is already in my crosshairs for closure. A denial here will only "seal the deal".

Their scant offers just aren't competitive. BJs would have gottten some use


Funny. had to laughSmiley Very HappyBut why even app for Bjs in that case if they are not that good. Some of their cards are not bad limit wise. But also good for utilization purposes. Not sure even if approved. your limit would be super with them. But ive heard their Sportsman is good. I guess it just depends on your usage. good luck.

Message 6 of 20
jcef1955
Frequent Contributor

Re: BJs MasterCard...Comenity

The SGV has been decent but, the FRNs only value is a $5K CL, that $5K would be useful on BJs.

Message 7 of 20
SteelCity66
Valued Contributor

Re: BJs MasterCard...Comenity

I have the BJ's Perks MC and love it. Especially since I get 10 cents off per gallon at the local BJ's. They had a promo recently that you would get 15 cents off per gallon if you bought something inside the warehouse first that day. I was surprised they gave me $9k to start and 14.9% APR. I'll certainly use it if even mostly for the gas perks and PIF each month.



EQ: 820 || TU: 825 || EX: 812 (From CCT: 7/20/17) || Garden since 1/5/18. CapOne Quicksilver $22k || Home Depot $16k || Lowes $16k || DiscoverIT $27.5k || BofA Rewards $15k || Barclay Ring $10k || BJ's Perks $13.5k || PSECU $9k || Chase Freedom $7k || AMEX BCE $17.1k || USBank Cash+ $12K || Citi DC $8K || FNBO Sheetz $6K || PSECU Founders $5K || PayPal Credit $4K ||
Message 8 of 20
Bliss831
Regular Contributor

Re: BJs MasterCard...Comenity

My scores were lower when i got approved for bjs perks card a few months ago. I got approved for 5K

Experian score was 561 as of 1/1/15
TU: 667 EQ: 662 EX: 668 as of 8/4/15 Navy LOC 15k; Home Depot 10k; Navy CC 5k; BJs 5k; Lowes $5k; Citibank 4k; 1.5k LOC w/CU; 5k Loan w/CU; Macys 1.2k; Kohls 1k; TJMaxx 2k; Overstock 2.8k; NY&C 500;

CapOne CC: Venture 20k; QS 5k; QS 4k; Ventureone 3.5k; QS 3k; Oldest Account: 22years AAoA: 8years UTI:11%
AU: Amex 10k Walmart 10k INQ: 8(EX); 10(TU); 10(EQ)
Message 9 of 20
jcef1955
Frequent Contributor

Re: BJs MasterCard...Comenity

I just sent a SM to Comenity that I'd rather have the BJs elite than the FRN since FRN is useless except for the $5K CL. I understand they don't transfer lines but, I have enough total credit to absorb the loss even if BJs is a denial.

I used FRN once back in 11/14, it languishes in obscurity

Message 10 of 20
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