I'm thinking of being a Guinea pig lol. If I recall new Boa apps are Ex correct? Ah, so close to 2 year aaol, wtd wtd ?
New apps are EX. CLI requests are TU. Disclaimer: It's possible that could not be the case for you, but I haven't seen any DPs to the contrary.
Best of luck! My gut is that worst case, you get approved but they reallocate credit lines.
Seriously, congrats AJC! Did they just offer it, or is that something that you have to ask for (and maybe suffer a HP for?)
Lol, K, why did you have to say THAT. We are sorry Sir, in order to approve you we need to move $700 from your $ 10700 BBR. Sheesh, that would make my day
BurgeoningHope, thanks. No it just shows up as THE offer recommended for me. I'm wary of Boa recommendations but how its stated in the terms ....Your apr will be 21.49 % makes me think this is possible.
Sheesh, that would make my day BurgeoningHope, thanks. No it just shows up as THE offer recommended for me. I'm wary of Boa recommendations but how its stated in the terms ....Your apr will be 21.49 % makes me think this is possible.
Sorry, I did say "worst case scenario." You never know, could be an instant $15k approval, too.
Given the static APR, I think it's a very likely approval. When you check the regular BoA preapproval page, do you get static APRs or a range for the BankAmericard, Cash Rewards, Travel Rewards, and Premium Rewards?
Ok, when i went to see custom offers, 3 cards came up all with single range Apr. Cash Rewards, Travel and and the Bankamericard.
Ok i did unfreeze my Ex , $11 bucks and change and all, applied AND.......denied.
Thanks alot Boa. Im officially out of the Boa game. 4 straight hps for nothing id like to show them a Chase FU card. I think this was the straw that broke the camels back. No matter how good i get my credit it means nothing if all i ever get are rejections . 757 775 723, id have better luck playing pick 3.
Alright guys im outey
Ok i did unfreeze my Ex , $11 bucks and change and all, applied AND.......denied.
Thanks alot Boa. Im officially out of the Boa game. 4 straight hps for nothing id like to show them a Chase FU card. I think this was the straw that broke the camels back. No matter how good i get my credit it means nothing if all i ever get are rejections . 757 775 723, id have better luck playing pick 3.
Alright guys im outey
I'm sorry about the denial, AJC!
@AverageJoesCredit wrote:
Ok, when i went to see custom offers, 3 cards came up all with single range Apr. Cash Rewards, Travel and and the Bankamericard.
Ok i did unfreeze my Ex , $11 bucks and change and all, applied AND.......denied.
Thanks alot Boa. Im officially out of the Boa game. 4 straight hps for nothing id like to show them a Chase FU card. I think this was the straw that broke the camels back. No matter how good i get my credit it means nothing if all i ever get are rejections . 757 775 723, id have better luck playing pick 3.
Alright guys im outey
Well rats. 
It appears their "offers" are pretty much worthless.
If it's any consolation, I'm likely done with them as well. In December I requested a CLI on BBR #2 - which was approved - and the plan was to use that HP to get another card (I didn't really need a higher limit on the BBR, but my TU has less HPs than EX).
I applied for the Premier Rewards... I honestly figured it would be approved, and if anything they would pull some of the limit from one of my other cards, but nope - summarily denied. 
It gets even better (LOL)... I figured I had simply aimed too high (I'm not exactly in the targeted demo for the PR) so I applied for the Travel Rewards (knowing it would be the same TU pull) - again I figured they would simply pull some credit from one of the other cards - nope, instant denial. 
In my case I didn't have a set APR or any offers so I was 'cold' apping, but I honestly wasn't expecting a denial (especially for the Travel Rewards). I got a letter for both a week or so later, and it stated lack of deposits and/or investment accounts with BoA and number of recent new accounts (or something to that effect).
Since their 'offers' are apparently bogus I can't see myself apping with them again anytime soon.