BOA DP

[Anonymous]

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@AllZero wrote:

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@Wavester64 wrote:

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@AllZero wrote:

Congratulations on your approval!

From data points, they pull Experian or TransUnion depending on the region. YEMV.

The card should unescure quickly and grow with SP CLI.

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Oh, I didn't know they pulled both, my bad.

>>The card should unescure quickly and grow with SP CLI.

From your computer to God's monitor LOL  

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At 5th month, call into csr and ask for early graduation. If denied, try following month until successful.

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I waited a year back in 2015. Gave the secured card a solid payment history....

[coldfusion]

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@kdm31091 wrote:

Pulls can vary by region in some cases. Some banks basically always pull a certain bureau and others change it around more depending where you are.

Back when BoA used to hard pull for CLI, it was (IME) a HP on TU for CLI requests. But new card apps were always EX.

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That's correct, but they would reuse the same HP for 30 days regardless of whatever the followon application was for.  If you had applied for a CLI first a followon CC application would be evaluated using the TU data.

[AllZero]

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@Anonymous wrote:

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@AllZero wrote:

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@Wavester64 wrote:

---

@AllZero wrote:

Congratulations on your approval!

From data points, they pull Experian or TransUnion depending on the region. YEMV.

The card should unescure quickly and grow with SP CLI.

---

Oh, I didn't know they pulled both, my bad.

>>The card should unescure quickly and grow with SP CLI.

From your computer to God's monitor LOL  

---

At 5th month, call into csr and ask for early graduation. If denied, try following month until successful.

---

I waited a year back in 2015. Gave the secured card a solid payment history....

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Your patience has paid off looking by your BoA signature.