cancel
Showing results for 
Search instead for 
Did you mean: 

Backdoor Numbers

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Moderator

Re: Backdoor Numbers


@kyenku wrote:

Does Anyone have a credit analyst number for Capital One? 

 

Just been approved for 6000$ but was looking for about 15000$ to do a balance transfer


@kyenku, there's no credit analyst or UW you can talk to with Capital One.  Whatever SL you're approved for is the CL assigned.  It cannot be reconsidered.

Message 311 of 344
Valued Member

Re: Backdoor Numbers

Thank you.

 

Also what about Citi Simplicity? The credit limit approved was 12500... can I call the credit Analyst to ask them if they can increase that to 20000?

 

 

Thanks

Raj

 

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 312 of 344
Moderator

Re: Backdoor Numbers


@kyenku wrote:

Thank you.

 

Also what about Citi Simplicity? The credit limit approved was 12500... can I call the credit Analyst to ask them if they can increase that to 20000?

 

 

Thanks

Raj

 


You can contact them or submit the request online after you've received/activated the card.  It will be another HP with no guarantees if Citi determines that what's been extended is adequate for your overall profile.  You are welcome to roll the dice if you feel your profile supports it.

Message 313 of 344
Valued Contributor

Re: Backdoor Numbers

Credit Card Lending Team (Credit Analysts)
Bank of America
888-770-6635






Family Member made me an AU on: 2008 Sears MC $2,001, 2016 SEARS Store Card $2,001, 2011 Synchrony Home $5,500 , 2003 FNBO Visa $9,900, 2008 Macys Amex $1900, 2008 Kohls $2,000, 2008 JC Penny $4,500, 2016 TJX Mastercard $1,500, 2019 SDFCU PowerCash Visa $10,000, 2018 AAdvantage Aviator MC $5,600, 2018 HSN $4,500, and 2016 Local Credit Union Visa $5,000. Waiting on them to all report over the next month... Only Kohls is reporting so far... WITH AGE. They use AZEO method.

Member of:
Andrews FCU (Share), PENFED CU (Checking/Share), SDFCU (Share), Alliant CU (Checking/Share), NASA FCU (Share), NWFCU (Checking/Share), Ally Bank (Checking/Savings), BofA (Checking/Share), Navigant CU (Share), Greenwood CU (Share), Elements Financial CU (Share), Ocean State CU (Share), SDFCU (Share), Wells Fargo (Checking), RI Credit Union (Share), CashApp, PayPal Premier (for free direct deposit access with cash card), Paypal Business - Grandfathered 1.5% Cash Back on Biz Debit), Apple Pay Cash, and Venmo.

I WANT to join: Hanscom FCU (For the 2 day early direct deposit).


Burned:
DCU, NFCU, Comenity, Synchrony, Barclays, Discover, Amex, Webbank (Avant), Santander, Citi (Shell), DSNB (Macys), TDRCS (Target+Nordstrom), Capital One (Personal & Business, Kohls, and GM), CreditFirst(Firestone)
Message 314 of 344
Valued Member

Re: Backdoor Numbers

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 315 of 344
Highlighted
Moderator

Re: Backdoor Numbers


@kyenku wrote:

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 


I'd just be grateful for the approval and move on.  You can eventually qualify for a SP CLI with Citi within 6 months depending on your overall profile.  WF is a mixed bag and would likely require a HP for any CLI requests.  Just let time do its thing.

Message 316 of 344
New Contributor

Re: Backdoor Numbers

Thank you so much for Comminity number. I’ve been stuck for so long. I was at least able to get an increase on one card. Then I went into the app and hit the love button. Waaalllaaa $500.
Message 317 of 344
Contributor

Re: Backdoor Numbers

Not sure if this is the place for it. But I noticed Union Bank is not on this list. I happen to have the number of their credit card underwritting department. 800-711-6471

Message 318 of 344
Moderator

Re: Backdoor Numbers


@jaebsf wrote:

Not sure if this is the place for it. But I noticed Union Bank is not on this list. I happen to have the number of their credit card underwritting department. 800-711-6471


Thanks @jaebsf... got it added!  Smiley Happy

 

--UB

Message 319 of 344
Established Member

Re: Backdoor Numbers

Does anyone know if the verification number listed for Comenity Bank works for their sterling jewelers cards they now have as I’m tried to get my application processed through quicker than waiting for the snail mail
As of May 15 2019:


Message 320 of 344
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.