cancel
Showing results for 
Search instead for 
Did you mean: 

Backdoor Numbers

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Moderator

Re: Backdoor Numbers


@kyenku wrote:

Thank you.

 

Also what about Citi Simplicity? The credit limit approved was 12500... can I call the credit Analyst to ask them if they can increase that to 20000?

 

 

Thanks

Raj

 


You can contact them or submit the request online after you've received/activated the card.  It will be another HP with no guarantees if Citi determines that what's been extended is adequate for your overall profile.  You are welcome to roll the dice if you feel your profile supports it.

Message 311 of 322
Established Contributor

Re: Backdoor Numbers

Credit Card Lending Team (Credit Analysts)
Bank of America
888-770-6635
Excuse the Typos - usually responding via mobile.
















Message 312 of 322
Valued Member

Re: Backdoor Numbers

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 313 of 322
Moderator

Re: Backdoor Numbers


@kyenku wrote:

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 


I'd just be grateful for the approval and move on.  You can eventually qualify for a SP CLI with Citi within 6 months depending on your overall profile.  WF is a mixed bag and would likely require a HP for any CLI requests.  Just let time do its thing.

Message 314 of 322
Established Member

Re: Backdoor Numbers

Thank you so much for Comminity number. I’ve been stuck for so long. I was at least able to get an increase on one card. Then I went into the app and hit the love button. Waaalllaaa $500.
Message 315 of 322
Contributor

Re: Backdoor Numbers

Not sure if this is the place for it. But I noticed Union Bank is not on this list. I happen to have the number of their credit card underwritting department. 800-711-6471

Message 316 of 322
Moderator

Re: Backdoor Numbers


@jaebsf wrote:

Not sure if this is the place for it. But I noticed Union Bank is not on this list. I happen to have the number of their credit card underwritting department. 800-711-6471


Thanks @jaebsf... got it added!  Smiley Happy

 

--UB

Message 317 of 322
Established Member

Re: Backdoor Numbers

Does anyone know if the verification number listed for Comenity Bank works for their sterling jewelers cards they now have as I’m tried to get my application processed through quicker than waiting for the snail mail
As of Feb. 2019:


Message 318 of 322
Established Member

Re: Backdoor Numbers

Can I tried the current number and spoke to someone but they didn’t really help me out at all
As of Feb. 2019:


Message 319 of 322
Moderator

Re: Backdoor Numbers

@tk-2018 - the Comenity verification number can usually work for most of their partner products, but not for all of them.

While it sounds like you'd like to get a head start on things, your best bet is to wait until you receive the letter.
Message 320 of 322