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Backdoor Numbers

Community Leader
Super Contributor

Re: Backdoor Numbers


@kalyanyenku wrote:

Thank you.

 

Also what about Citi Simplicity? The credit limit approved was 12500... can I call the credit Analyst to ask them if they can increase that to 20000?

 

 

Thanks

Raj

 


You can contact them or submit the request online after you've received/activated the card.  It will be another HP with no guarantees if Citi determines that what's been extended is adequate for your overall profile.  You are welcome to roll the dice if you feel your profile supports it.

Message 311 of 315
Established Contributor

Re: Backdoor Numbers

Credit Card Lending Team (Credit Analysts)
Bank of America
888-770-6635
Excuse the Typos - usually responding via mobile.
















Message 312 of 315
Valued Member

Re: Backdoor Numbers

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 

AMEX BLUE CASH 25000 DISCOVER 7500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you11200 CITI Double Cash 12000 DCU 5000(Closed)
Message 313 of 315
Community Leader
Super Contributor

Re: Backdoor Numbers


@kalyanyenku wrote:

Yeah they said it would be another Hardpull I said no thanks...

 

Same with Wells Fargo... they also gave me only 2500$

 


I'd just be grateful for the approval and move on.  You can eventually qualify for a SP CLI with Citi within 6 months depending on your overall profile.  WF is a mixed bag and would likely require a HP for any CLI requests.  Just let time do its thing.

Message 314 of 315
New Member

Re: Backdoor Numbers

Thank you so much for Comminity number. I’ve been stuck for so long. I was at least able to get an increase on one card. Then I went into the app and hit the love button. Waaalllaaa $500.
Message 315 of 315