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Balance transfer

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juniornj23
Established Contributor

Balance transfer

What is the best balance transfer card out there ?
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


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CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 13
12 REPLIES 12
Aduke1122
Senior Contributor

Re: Balance transfer

Citi offers quite a few BF cards and Boa I hear has some nice ones also , and of course Chase . Oh and Cap one was offering bf 0 percent for the first 9 mths on Qs1
Message 2 of 13
B335is
Moderator Emeritus

Re: Balance transfer

Chase slate is 0% for 15 months but generally a low SL. BoA BBR is 0% for 12 months. Some of the Credit Unions have decent offers if you happen to be (or are eligible to be) a member.

In my case Comenity offered 0% for 18 months with only a 1% BT fee but these are on existing accts.
Message 3 of 13
AverageJoesCredit
Legendary Contributor

Re: Balance transfer

Penfed and Navy have good offers it seems. My Citi Dc is now offering, and i absolutely love my Boa BBR card for the constant and easy to use Bt offersSmiley Wink
Message 4 of 13
Anonymous
Not applicable

Re: Balance transfer

Also Barclays has good offers from time to time. Right now they offered me a 1% transfer no interest for 12 month or 3% transfer no interest for 18 month on the Arrival+
Message 5 of 13
Anonymous
Not applicable

Re: Balance transfer

My new Discover It card is offering 0% APR on balance transfers for the first 14 months, so I'm cogitating on whether I should move some balances from my other cards there once it's activated.

Message 6 of 13
SecretAzure
Valued Contributor

Re: Balance transfer

Sorry to hijack here...I agree Slate is a good option.

 

Does anyone know how long it takes to transfer a balance from Amex to Chase CC? I initiated it on Monday, it still isn't showing under pending. I know from Chase to Barclay it took like 3 weeks. 

 

Thanks!

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 7 of 13
Anonymous
Not applicable

Re: Balance transfer

Depends on how much you are looking to BT

Message 8 of 13
SecretAzure
Valued Contributor

Re: Balance transfer


@Anonymous wrote:

Depends on how much you are looking to BT


About $900...at least I learned here that Penfed is a good option for BT, never thought to look at them for this.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 9 of 13
Anonymous
Not applicable

Re: Balance transfer


@SecretAzure wrote:

@Anonymous wrote:

Depends on how much you are looking to BT


About $900...at least I learned here that Penfed is a good option for BT, never thought to look at them for this.


I mean that for the OP, so we could direct them to a lender who would offer suitable SL. Smiley Wink

 

For Chase though BT's take 5-10 days total, so no worries on the 3 week thing. Smiley Happy

Message 10 of 13
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