Bank of America Seriously

[Saleen099]

LOL  according to Bank of America, my FICO credit score was 834  but no inquiry from Bank of America on my Experian report. The reasons are below. 

We're sorry -we can't approve your request for our Bank of America Visa Infinite card.

Multiple accounts were recently opened

Limited or no deposit and or investment balances with us and/or our affiliates.  

Beautiful day. Be safe

[AndySoCal]

@Saleen099  The first reason is simple to fix. Stop applying for new credit for a year or so.  The second reason sounds like you have a checking account with them.  One thing a bank can do is look at a consumers checking account to see how the consumer manages their finances. If have a checking a account with them close and move it to savings account. Close it and move the money to an financial institution.

[CreditCuriosity]

@Saleen099 how many CC account have you opened in last year?  Need to hop on that jet with you one day btw

[coldfusion]

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@CreditCuriosity wrote:

@Saleen099 how many CC account have you opened in last year?  Need to hop on that jet with you one day btw

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That's the question that came to my mind as well - I suspect a conflict vs. BoA's 3/12 rule.

[Gladius]

What is the significance of the plane pic?

[Saleen099]

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@Gladius wrote:

What is the significance of the plane pic?

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I was referring to it being a beautiful day. 

[coldfusion]

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@Gladius wrote:

What is the significance of the plane pic?

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He's been sharing pictures here for quite a while much to the delight of a number of us long-timers. It's always a pleasure when he visits.

[Beefy1212]

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@coldfusion wrote:

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@Gladius wrote:

What is the significance of the plane pic?

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He's been sharing pictures here for quite a while much to the delight of a number of us long-timers. It's always a pleasure when he visits.

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I just view it as ego shoring up "boo hoo the bank won't extend me more credit, let me post a picture of my jet" your momey is not a reflection of your value.

[Saleen099]

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@Beefy1212 wrote:

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@coldfusion wrote:

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@Gladius wrote:

What is the significance of the plane pic?

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He's been sharing pictures here for quite a while much to the delight of a number of us long-timers. It's always a pleasure when he visits.

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I just view it as ego shoring up "boo hoo the bank won't extend me more credit, let me post a picture of my jet" your momey is not a reflection of your value.

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Boo hoo  Please tell me more. 

[coldfusion]

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@Beefy1212 wrote:

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@coldfusion wrote:

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@Gladius wrote:

What is the significance of the plane pic?

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He's been sharing pictures here for quite a while much to the delight of a number of us long-timers. It's always a pleasure when he visits.

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I just view it as ego shoring up "boo hoo the bank won't extend me more credit, let me post a picture of my jet" your momey is not a reflection of your value.

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And it's OK to share your view - as long as you're mindful of the TOS.