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Barclay Further Review Message

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adamkingadam
Regular Contributor

Barclay Further Review Message

Applied for the NFL Rewards and got this..

 

We appreciate your interest in the NFL Extra Points Visa Card.

Unfortunately, we are not able to provide you with an immediate decision on the application you just submitted.
Your application requires further review, which can take up to 10 days.

We will notify you in writing in no more than 30 days (and often sooner) about the status of your application.

You can also visit our website to check the status at www.myapplicationstatus.com

Click HOME to return to the Barclaycard Homepage

 

 

Do you think there is a chance?? Should I call or wait it out?

Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Barclay Further Review Message

What does your credit profile look like? How many Inq in last 12 mo and new accounts in last 2 years?
Message 2 of 11
Anonymous
Not applicable

Re: Barclay Further Review Message


@adamkingadam wrote:

Applied for the NFL Rewards and got this..

 

We appreciate your interest in the NFL Extra Points Visa Card.

Unfortunately, we are not able to provide you with an immediate decision on the application you just submitted.
Your application requires further review, which can take up to 10 days.

We will notify you in writing in no more than 30 days (and often sooner) about the status of your application.

You can also visit our website to check the status at www.myapplicationstatus.com

Click HOME to return to the Barclaycard Homepage

 

 

Do you think there is a chance?? Should I call or wait it out?


You could always call them and see if they can give you more information about it.  Mind you (this is my own experience) everytime that's shown up, it has been a denial of credit, but you won't know unless you call. 

Message 3 of 11
beezer32
Regular Contributor

Re: Barclay Further Review Message

Barclays is pretty huge on the inquiries element of a credit profile. I just went through a denial with them because of too many inquiries. I am a current card holder with Barclays too, with 28% UTI and a good credit mix. I got the 7-10 day message too and reconed to hear the details of the denial. Nice people but they have their caveats.
Message 4 of 11
datrucking210
Established Contributor

Re: Barclay Further Review Message

I gotten that message before and within minutes have gone to their app status site only to find out app was denied. So check the online app status and see what appears right now.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 5 of 11
adamkingadam
Regular Contributor

Re: Barclay Further Review Message


@datrucking210 wrote:

I gotten that message before and within minutes have gone to their app status site only to find out app was denied. So check the online app status and see what appears right now.


No Denial yet.... Show this currently.

 

Thank you for your recent application. We're in the process of reviewing the information you provided for your NFL Extra Points Visa Card application.

Please keep in mind it may take up to 10 business days to process your application. There is no need to reapply. If you provided an email address, we will send you an email upon review of your application. Please feel free to check back as this page will display the most recent status updates

Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 6 of 11
Anonymous
Not applicable

Re: Barclay Further Review Message

Adamkingadam that's a good sign. If you were denied right away that status would show declined. I would call the recon line.
Message 7 of 11
RonM21
Valued Contributor

Re: Barclay Further Review Message

OP how many inquiries do you have, and what are your scores?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 11
Anonymous
Not applicable

Re: Barclay Further Review Message

Have you called the backdoor number yet? They're open I believe 24/7 if not late into the night ☺
Message 9 of 11
adamkingadam
Regular Contributor

Re: Barclay Further Review Message


@Anonymous wrote:
Have you called the backdoor number yet? They're open I believe 24/7 if not late into the night ☺

Not yet... Got a email last night saying pretty much what the website i checked the status at " we are reviewing your app and will contact you if we need further information" 

 

Checked again this morning and still the same status, I guess that is a good sign that its still under review and not a outright decline yet. 

Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 10 of 11
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