cancel
Showing results for 
Search instead for 
Did you mean: 

Barclay denied

tag
LadyJEsq
Established Contributor

Re: Barclay denied

Per my usual, since you took the HP, I say recon. I don't know which Barclay card you applied for, but both the Reward and NFL card are considered "fair" cards by Barclay (and other sites), so if you applied for either of those cards, your score should've been good enough. I'd do the recon, and see what they say. 

 

Don't just give up! Your fight has only just begun! Smiley Happy

**FICO 8 Scores EQ EX TU **


Message 11 of 31
Officer737
Established Contributor

Re: Barclay denied

As others have said: recon it! It isn't going to hurt anything toi call in and ask for them look at it again. It could just be something didn't match on their system. I got approved for their rewards card, called in and got a CLI. They wouldn't do the full amount I asked for for but they brought it up to a reasonable limit. After a few weels I apped for the Apple card and when asked how much I thought my purchase might be I clicked $2k. It gave a verification message and I called in and for some reason my SS# didn't transfer right, gave them the right number and instant approval for $2k. ALWAYS RECON, doesn't cost anything other than a phone call

Message 12 of 31
NichelleN
Established Contributor

Re: Barclay denied

I applied for the NFL card and was declined. I called in for a recon twice. Their reps were awesome to talk to, praised my payment history and both said I simply had too many new accounts. A couple of weeks later I was shopping on the Williams Sonoma site and got a pre-approval pop up for their card, also Barclays. I applied and was approved. Then, two days after that I received a "pre selected" offer in the mail from Barclays for the Rewards card. I applied and received the 'pending' message. Two days later I had an early morning approval email.

 

Nothing had changed on my credit report besides more inquiries. But since they were offering after the initial decline, I accepted.

 

I still want the NFL card. If I can manage to stop applying, maybe I'll get it next year.

More than enough credit.
Message 13 of 31
Anonymous
Not applicable

Re: Barclay denied

Sorry about your denial Smiley Sad

Message 14 of 31
Anonymous
Not applicable

Re: Barclay denied

I can no clue how to recon!!! Lol, but I do have a cap 1 plat, I've had it for a year. It was a $20" secured and they gave me a CLI without me asking. So now it's $550. I think I allowed my head to grow too big because the other 2 I was approved for haha! Thanks everyone!
Message 15 of 31
Anonymous
Not applicable

Re: Barclay denied

Meant to write * have no clue*
Message 16 of 31
Anonymous
Not applicable

Re: Barclay denied

And Cap 1 plat is $200 not $20... Stupid iPhone
Message 17 of 31
Officer737
Established Contributor

Re: Barclay denied

Call this number and speak to them, it's how you contact them to reconsider your application:

 

Barclays: 866-205-5973 (credit analyst 24 hours)

Message 18 of 31
KSK1912
Valued Contributor

Re: Barclay denied

Yes definitely recon. My first approval with them was a few weeks ago for their Rewards MC, denied at 3am, reconned at 8 am and approved with a $1000 SL. Then same day in the evening, applied for Apple Rewrds card and instant approval with SL $2K and a TU score of 641


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 19 of 31
Anonymous
Not applicable

Re: Barclay denied

Back door # worked!!!!! Called Recon and APPROVED for $1k card! The NFL one!!!! OMG breathe Kellie!!! Woo Hoo! Thanks everyone!
Message 20 of 31
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.