Barclays Rewards Refuses to CLI

[EDGE1230]

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

[taxi818]

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@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

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Well if you started with such low limit. Yes best to close and apply. For another product now that your score is higher   They will give nice limit. 

[chalupaman]

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@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

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Did you try calling the EO at Barclays to see what they can do about it. See what happens there and if that fails, just dump the card really. Sucks that it's sounding like it's your most underperforming TL at the moment. Maybe you'd have better luck with another Barclay card.

[baller4life]

I agree with others. Close and apply for different product. Barclays sometimes stick rebuilders in a box and won't grow with us. I'm experiencing the same. I'm closing mine's in a few months.

[Anonymous]

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@baller4life wrote:
I agree with others. Close and apply for different product. Barclays sometimes stick rebuilders in a box and won't grow with us. I'm experiencing the same. I'm closing mine's in a few months.

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Not just rebuilders.   My SM just turned a year old, lowest CL by far, no CLIs.  But stil useful so I am keeping it.

[EDGE1230]

Thanks Everyone... it is my lowest card by a long shot..  Chase southwest premier 5k,  Amex delta 3k ( however i am approaching my 61 day 3x on this ).,  cap one qs  2500..    Hate to close it due to Age of account purposes though..

[Anonymous]

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@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

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What was your TU FICO at first app and what is it now?

You'd be best off to app for a new Barclay's product, then close the current one and roll it's limit into your new card.

[CreditCuriosity]

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@Anonymous wrote:

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@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

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What was your TU FICO at first app and what is it now?

You'd be best off to app for a new Barclay's product, then close the current one and roll it's limit into your new card.

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+1

[EDGE1230]

Starting TU fico when i recd the card was 592.   Now im at 644

[Anonymous]

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@EDGE1230 wrote:

Starting TU fico when i recd the card was 592.   Now im at 644

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Welllllllllllllllll I think i'd wait another 40 points then for a decent SL on a new app.