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Barclays SUCKS

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Anonymous
Not applicable

Re: Barclays SUCKS


@Anonymous wrote:

@Anonymous wrote:

I hope this doesn't happen to me. I JUST opened a new Barclays Apple Rewards card the other day and just did a CLI on my US Airways card like 30 seconds ago. However, my plan is to transfer the CL of my US Airways to my Apple card and close the US Airways card. I've moved and I don't ever fly that airline anymore.


But US airways card will be switched over to AAdvantage card, and will be limited edition soon. Keep it as a special card... like Amex zync Smiley LOL


Limited edition how?

Message 31 of 91
Anonymous
Not applicable

Re: Barclays SUCKS

I also just closed 6 "toy limit" cards.    I really have learned a hard lesson.    I never thought anything of having the cards that seldom had a balance report anyway though.

Message 32 of 91
Anonymous
Not applicable

Re: Barclays SUCKS


@Anonymous wrote:



Limited edition how?


you can read more about it here

Message 33 of 91
FinStar
Moderator Emeritus

Re: Barclays SUCKS


@Anonymous wrote:

Thanks for the advice.    I learned a lesson.   I am going to attempt to recon with Barclays to reopen the account.   Maybe it will work, maybe it won't.   I should be allowed to state my case though.


I'm sure you could state your case but they assess the risks, not you.  However, at the end of the day, since they are the lender they hold the gold.  You have plenty of choices, oh wait (you had eleven or twelve recently) where you can use your money.  Barclays is not for everyone.

Message 34 of 91
Anonymous
Not applicable

Re: Barclays SUCKS


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I hope this doesn't happen to me. I JUST opened a new Barclays Apple Rewards card the other day and just did a CLI on my US Airways card like 30 seconds ago. However, my plan is to transfer the CL of my US Airways to my Apple card and close the US Airways card. I've moved and I don't ever fly that airline anymore.


But US airways card will be switched over to AAdvantage card, and will be limited edition soon. Keep it as a special card... like Amex zync Smiley LOL


Limited edition how?


Limited as in you can't apply for it.

Message 35 of 91
Anonymous
Not applicable

Re: Barclays SUCKS


@Anonymous wrote:

@Anonymous wrote:



Limited edition how?


you can read more about it here


Oh, thanks for that info. I still don't know that I fly US Airways or American Airlines enough now that I no longer live in a hub city for AA but I will think about it.

Message 36 of 91
Anonymous
Not applicable

Re: Barclays SUCKS

Thanks Fin.   I appreciate the reply.

Message 37 of 91
EW800
Valued Contributor

Re: Barclays SUCKS

Twelve new accounts in four months and asking them for a CLI?  No doubt that is why they closed the account.  Please do not take this wrong, however I do not blame them.  That would raise a BIG red flag to me as well.  

 

I got my Barclay card about 5 months ago.  I called in right away to ask for a bit more CL, which was approved.  The rep that I had on the phone told me that if at all possible, do not apply for any other cards for at least a few months, as they doing regular SP's to "keep an eye on things", as she put it.  She did say that "good behavior" is typically rewarded by Barclay.  Sure enough, they have done a SP on me every 60 days like clock work.  Smiley Happy

 

I would suggest that you do not apply for anything for a good year or two and let your current accounts ago with good history.  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2026: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 827
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 38 of 91
Anonymous
Not applicable

Re: Barclays SUCKS

Thanks for the advice EW.    

Message 39 of 91
sports1965
Frequent Contributor

Re: Barclays SUCKS

Next time don't apply for more credit 

Message 40 of 91
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