Barclays Uber CLI?

dsotm76 · ‎08-04-2019

Hey everyone!

So, I have about a week long trip to Seattle coming up. My Uber Visa is still at the $500 SL. I've had it a little over a year and a half now. I've called a couple of times to see if there were any offers. The first time, about a year ago, they lowered my interest rate. (Of course, this doesn't matter since I PIF each month and many times don't let it report a balance.) The second time the agent suggested trying to trigger it by starting a CLI request and canceling it. She said sometimes that will prompt the system to look at the account.

I'm wondering some DPs on if I just do the CLI online or on the phone. Do they just pull from one or all three? I have about seven other cards, but my Uber gets a lot of swipes because of the 4% food benefit. Will those others prevent them from upping me? Aside from that darn Crap1 Secured, they all have limits greater than $2000. Any other suggestions that can help?

I'd really like to use this card as my food card when I'm in Seattle, but a $500 limit will be quickly used and I'll be transferring payments over to them quite a bit.

Thanks!

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Best Buy Citi Visa ($9950) - Chase Freedom Flex ($7700) - NHL Discover IT ($7000) - Apple Card ($6000) - Delta Gold AMEX ($6000) - Hilton Honors AMEX ($5000) - Barclay View ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Goal - To get in with Chase.

(ACHIEVED!)

Anonymous · ‎08-04-2019

If you're not using it they won't auto CLI it.

If you need a higher limit then you need the HP for the CLI.

A HP isn't the end of the world for a score and it won't affect 5/24 if you're looking at Chase. If you're looking at other cards that have different HP rules as long as you keep them under 6 in a 6 month period you should be fine.

dsotm76 · ‎08-04-2019

Oh, I am using it a lot. I just pay it off so it keeps my utilization down, which I'm looking at around 5% right now. They get lots of swipes from me each month. :-)

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Best Buy Citi Visa ($9950) - Chase Freedom Flex ($7700) - NHL Discover IT ($7000) - Apple Card ($6000) - Delta Gold AMEX ($6000) - Hilton Honors AMEX ($5000) - Barclay View ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Goal - To get in with Chase.

(ACHIEVED!)

AverageJoesCredit · ‎08-04-2019

Request a cli. Only way you are going to get what you need. Too many times people tend to put too much faith in getting an auto increase. As stated above, a hp , especially one that can help your needs, isnt the end of the world. Sir Barclays doesnt come off as one to want to play games, be direct and perhaps hsve better results. Good luck

Anonymous · ‎08-04-2019

I agree with the others to take a HP. When I did it was another pull on TU only.

dsotm76 · ‎08-04-2019

Is it better to do it online or over the phone?

BCE AMEX ($16200) - Citi DC ($11600) - Chase Sapphire Preferred ($10200) - Nordstrom Visa Signature ($10000) - Best Buy Citi Visa ($9950) - Chase Freedom Flex ($7700) - NHL Discover IT ($7000) - Apple Card ($6000) - Delta Gold AMEX ($6000) - Hilton Honors AMEX ($5000) - Barclay View ($5000)

Closed - Capital One Secured ($500) - It is not in my wallet. :-) - Sony/Sync ($2400)

Goal - To get in with Chase.

(ACHIEVED!)

Anonymous · ‎08-04-2019

@dsotm76 wrote:
Is it better to do it online or over the phone?

If you have a soothing, sexy voice then call in. If you sound like Pee Wee Herman than do it online.

Anonymous · ‎08-04-2019

I would opt for the phone since the computer low balled me at approval by 14K.

866-205-5973

CreditInspired · ‎08-04-2019

@Anonymous wrote:
@dsotm76 wrote:
Is it better to do it online or over the phone?
If you have a soothing, sexy voice then call in. If you sound like Pee Wee Herman than do it online.

I really tried extremely hard not to LAUGH OUT LOUD, but I couldn't help it.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

CreditInspired · ‎08-04-2019

@dsotm76 wrote:
Hey everyone!

So, I have about a week long trip to Seattle coming up. My Uber Visa is still at the $500 SL. I've had it a little over a year and a half now. I've called a couple of times to see if there were any offers. The first time, about a year ago, they lowered my interest rate. (Of course, this doesn't matter since I PIF each month and many times don't let it report a balance.) The second time the agent suggested trying to trigger it by starting a CLI request and canceling it. She said sometimes that will prompt the system to look at the account.

I'm wondering some DPs on if I just do the CLI online or on the phone. Do they just pull from one or all three? I have about seven other cards, but my Uber gets a lot of swipes because of the 4% food benefit. Will those others prevent them from upping me? Aside from that darn Crap1 Secured, they all have limits greater than $2000. Any other suggestions that can help?

I'd really like to use this card as my food card when I'm in Seattle, but a $500 limit will be quickly used and I'll be transferring payments over to them quite a bit.

Thanks!

We really need more DPs to help you and to also understand why you got a toy limit card in the first place. This will shed some light on things.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K