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Barclays applications

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Valued Contributor

Barclays applications

Does anyone know how long you have to wait in-between applications to Barclays?

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

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Trying to stay in the garden!
Message 1 of 19
18 REPLIES 18
Super Contributor

Re: Barclays applications

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 2 of 19
Valued Contributor

Re: Barclays applications

4 - 6 months apart

Message 3 of 19
Established Contributor

Re: Barclays applications


@codypendant wrote:

Does anyone know how long you have to wait in-between applications to Barclays?


Sometime,the stupid system will auto deny you even though your last app was a year ago,it happened to me.I had to call recon.

Message 4 of 19
Valued Contributor

Re: Barclays applications

So far from each other?


@ScoreOrBeScored wrote:

4 - 6 months apart


 

Message 5 of 19
Valued Contributor

Re: Barclays applications


@popamode72 wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.


This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

Take the myFICO Fitness Challenge
Trying to stay in the garden!
Message 6 of 19
Valued Contributor

Re: Barclays applications

They will probably be spooked from all my new accounts if they do a manual review. I am wanting to buy a Mac though, and 0% is enticing. Plus, it would get my foot in the door.

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

Take the myFICO Fitness Challenge
Trying to stay in the garden!
Message 7 of 19
Valued Contributor

Re: Barclays applications

I have applied 3 or 4 times in the last 6 months and been denied every time. With a 780 TU score now though, I was expecting an instant approval, regardless of new accounts opened recently.

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

Take the myFICO Fitness Challenge
Trying to stay in the garden!
Message 8 of 19
Super Contributor

Re: Barclays applications


@codypendant wrote:

@popamode72 wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.


This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?


There's a 24/7 recon line number I can PM you. 

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 9 of 19
Valued Contributor

Re: Barclays applications


@popamode72 wrote:

@codypendant wrote:

@popamode72 wrote:

I think the applications can stay on file for a few months (I think 2 or 3) and if you have a lot in a recent period, their system will start auto denying you and not pulling anything from your report.


This is exactly what is happening to me now! Every time I apply, it auto-denies me and doesn't even do a pull. Quite annoying. Should I recon? Isn't their recon available 24 hours?


There's a 24/7 recon line number I can PM you. 


What do you think my chances are for the Apple card with 22 new accounts opened in the last 6 months? Lol

Starting Score: 8/17/2014 EQ 569 TU 531 EX 535
Current Score: 06/03/2015 EQ 691 TU 751 EX 740
Goal Score: 760+ across all three bureaus

Take the myFICO Fitness Challenge
Trying to stay in the garden!
Message 10 of 19
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