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Venture Manual Review and Two New HPs

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Super Contributor

Venture Manual Review and Two New HPs

CS there clearly told me that there wouldn't be any new HPs done on either my TU or EQ report because my Venture app had been submitted in the last 30 days.

 

Fast forward to today and I noticed a new HP from Capone on my TU and EQ reports and I called EO again and told them what happened and this woman kept telling me that it may have been a soft inquiry and I kept telling her that I could clearly see them on my reports so they're gonna look into what happened.

 

I'm so annoyed right now. 

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 1 of 31
30 REPLIES 30
Valued Contributor

Re: Venture Manual Review and Two New HPs


@popamode72 wrote:

CS there clearly told me that there wouldn't be any new HPs done on either my TU or EQ report because my Venture app had been submitted in the last 30 days.

 

Fast forward to today and I noticed a new HP from Capone on my TU and EQ reports and I called EO again and told them what happened and this woman kept telling me that it may have been a soft inquiry and I kept telling her that I could clearly see them on my reports so they're gonna look into what happened.

 

I'm so annoyed right now. 


That "is" annoying. 


"The achievement of one goal should be the starting point of another."~Alexander Graham Bell

Fico 08 Scores: EQ: 673 TU: 717 EX: 671
Recovering my scores from March/April app spree!
Gardening again since July 2015 until December 2015.
Message 2 of 31
Frequent Contributor

Re: Venture Manual Review and Two New HPs

yupp, thats capital one for you..

Total Available Credit Line $245,250.00 store card (amazon)
Message 3 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs

I'm gonna be even more irritated if the app comes back as declined again even through manual review. Thankfully no EX HP.

 

The app has been through recon since Monday. I'm surprised they waited this long just to do more HPs. Still pending too.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 4 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs

Yep that's Crap One for you. That sucks popa!! They littered all my reports with TWO inqs each for a Platinum denial and a secured approval done 30 mins apart. They will NEVER get another inq out of me. Smiley Mad
Message 5 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs


@popamode72 wrote:

CS there clearly told me that there wouldn't be any new HPs done on either my TU or EQ report because my Venture app had been submitted in the last 30 days.

 

Fast forward to today and I noticed a new HP from Capone on my TU and EQ reports and I called EO again and told them what happened and this woman kept telling me that it may have been a soft inquiry and I kept telling her that I could clearly see them on my reports so they're gonna look into what happened.

 

I'm so annoyed right now. 


@Popa,

 

Thats terribly.  They need to hurry it up already whether is a YES or NO.  

Message 6 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs


@baller4life wrote:
Yep that's Crap One for you. That sucks popa!! They littered all my reports with TWO inqs each for a Platinum denial and a secured approval done 30 mins apart. They will NEVER get another inq out of me. Smiley Mad

I'm really understanding now why CapOne gets so much hate.

 

It seems like they're still a pig now just with more makeup and glitter if you're a prime customer. Smiley Mad

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 7 of 31
Senior Contributor

Re: Venture Manual Review and Two New HPs

Sorry to hear that :/ Fight the inqs as long as necessary. Most calls are recorded they should be able to verify you were told any adfitional inqs would be SP. Certainly hope this winds up as an approval! What a mess

Ink Cash Signature $8.5k ~ Discover it $15k
Blue Cash Everyday $15k ~ Diamond Preferred $15k ~ Slate $17.5k ~ Sallie Mae WMC $24.5k
EQ 712 EX 716 TU 721




Message 8 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs

Another reason I keep my reports on ice now. These surprise pulls. I control who pulls my reports and when!! Smiley Wink
Message 9 of 31
Super Contributor

Re: Venture Manual Review and Two New HPs


@baller4life wrote:
Another reason I keep my reports on ice now. These surprise pulls. I control who pulls my reports and when!! Smiley Wink

I'm honestly not as mad about the TU or even the EQ pull. If it had been EX though, I would have been 100x angrier about this.
 

I'm more disappointed in their misleading statements and possible dishonesty to a customer.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 10 of 31
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