Bbva compass bank

[Anonymous]

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@Anonymous wrote:

I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts. 

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Use the app. Everything works wonderfully. 

[DaveInAZ]

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@UncleB wrote:

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@Jnbmom wrote:

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@Anonymous wrote:

I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts. 

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I have the card myself SL 7500. I really like the card and love the rewards,  And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.

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Yep, they definitely do... my approval was instant as well ($10k).

I will say it was the strangest online application I've dealt with.  It was the only time I've been asked for my DL#, then the processing stopped to send a text to my phone in real-time - while the approval was in process.

Hopefully your DH will hear good news soon!

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Yep, same here. Got a mailer with code and app'd last weekend, instant approval for $6100 and it asked for DL# and sent text to confirm my phone. I haven't received the card yet but have the account all set up online and even picked my reward categories, 3% groceries & 2% medical. I'm hoping the 3% groceries works at my Walmart as it codes as grocery except for Amex, and I spent 5 days in the hospital last week so I'm expecting a bunch of co-pays. (All AOK now, Afib, irregular heartbeat)

[Jnbmom]

Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.

[DaveInAZ]

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@Jnbmom wrote:
Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.

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Did you input the pre-qualification code & verify it during the app? The mailers with pre-qual code seem pretty solid.

[Jnbmom]

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@DaveInAZ wrote:

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@Jnbmom wrote:
Oh yes we put in his drivers license and they sent text to his phone which we verified but then got message it needed further processing hmmmm.

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Did you input the pre-qualification code & verify it during the app? The mailers with pre-qual code seem pretty solid.

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Yes we did , that's why I was a little suprised after inputting drivers licrnse and verifying a text code to phone they still have to review, but maybe it's needs manual review for a reason although our profiles are almost identical? 

[Jnbmom]

We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕

[pinkandgrey]

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@Jnbmom wrote:
We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕

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This is so weird! BBVA usually seems pretty quick.... still holding out hope for an approval!

[DaveInAZ]

My Clear Points card arrived, just a week after approval. And also a separate letter that had my credit scores, and was very strange. Two pages, that read:

Your credit score: 716   Source: Experian   Date: 3/30/2019

Your credit score: 667   Source: Experian   Date: 3/30/2019

A slight difference, eh? I was totally confused until I looked at a bar graph at the bottom that details a percentage of how many folks have a certain range, The first page w/716 score says "Fico" and the second says "Vantage 3.0". Aha! I have no idea what my EX Vantage score is and don't care, but both my EX service, Discover, and Amex say my EX Fico 8 score is 722 and has been since January. So I have no idea what version of Fico BBVA is using.

[Jnbmom]

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@pinkandgrey wrote:

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@Jnbmom wrote:
We sent an email asking if there was anything we needed to do for verification. They reply it can take up 10 calendar days for a review 😞 this doesn't sound promising 😕

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This is so weird! BBVA usually seems pretty quick.... still holding out hope for an approval!

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Yes I thought so too, but I guess we shall see

[RickNATL]

I have a pre-approval now...but not really interested...yet.