Bethpage Federal Credit Union Data Points!

[Anonymous]

Hey FicoForum!!! Does anyone have any data points for this NY City/Long Island based credit union? I’m wondering if it’s comparable to NFCU? Who do they pull from? SL on CC’s? CLOC approvals? Typical scores?

[Gmood1]

I called in and asked when I joined them last year. No real DPs. I was told they pull EX. For the best rates you need a 730 or higher. I haven't applied for any of their products yet.

[Anonymous]

I’ve got a lot of inquiries on EX, but I’m getting to go back into the garden after my app spree the past few weeks. They have a max $35K CLOC that would be nice. I’m going To give it a shot and I’ll report back.

[Gmood1]

When checking out their cards. I was reminded of FNBO. I'm wondering if that's who processes their cards.

[SouthJamaica]

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wrote:
Hey FicoForum!!! Does anyone have any data points for this NY City/Long Island based credit union? I’m wondering if it’s comparable to NFCU? Who do they pull from? SL on CC’s? CLOC approvals? Typical scores?

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1. It pulls EX.

2. It's not comparable to NFCU, but it's easier to get into.

3. It's not easy to get credit from.

[Anonymous]

Can anyone join?

[trusty]

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wrote:

Can anyone join?

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Can I become a member?

"Everyone is now eligible to become a member of Bethpage Federal Credit Union by simply opening a $5 savings account."

[Ardecko]

Note: they are chexsystems sensitive.

[Anonymous]

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wrote:
Note: they are chexsystems sensitive.

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Does that mean that they don't like a lot of inquiries or are your referring to misuse of your account?

[Anonymous]

Chexsystems is not a credit bureau, they monitor bank accounts being opened and closed, especially ones that are being closed for dubious reasons like leaving a negative balance. I believe Bethpage may also be sensitive to too many accounts being opened. I’ve opened two checking accounts this week and Bethpage denied me a checking account. Wanted to open the checking in order to app for the CLOC. Will call on Monday to confirm and report back.