Blispay Visa Application

[Red1Blue]

I have applied for Blispay VISA. They asked me to call them for verification and I answred their questions. They said verifcation is complete and they will process the application and send me an email with status. My EX 687. Some baddies and lates reported. I am working on getthing them resolved and removed. What are my chances of approval.

[Anonymous]

50/50.  Doesn't matter if your score is 600... or 700... or 800.  It's always 50/50 with Blispay.  The most common denial reason is failure to verify identiy.  Which, BTW, is complete BS so if that happens to you do everything in your power to recon it.  A member on here recently had success by emailing the CEO himself upon denial and ultimately it was reversed to an approval.

[Red1Blue]

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@Anonymous wrote:

50/50.  Doesn't matter if your score is 600... or 700... or 800.  It's always 50/50 with Blispay.  The most common denial reason is failure to verify identiy.  Which, BTW, is complete BS so if that happens to you do everything in your power to recon it.  A member on here recently had success by emailing the CEO himself upon denial and ultimately it was reversed to an approval.

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Thanks. I called them and gave them information they asked.  They said I'll recieve an email with in the next 2-3 days with their decision. I guess now I have to wait and see what happens with the application.

[Anonymous]

Yup.  If you get a denial reason with anything other than failure to verify identiy, there's nothing you can do really.  But, if you do get the BS denial reason suggested previously, send me PM and I'll give you the CEO's email and you can get in contact with him and likely within 24 hours stand a good chance at getting the denial turned into an approval.

[Red1Blue]

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@Anonymous wrote:

Yup.  If you get a denial reason with anything other than failure to verify identiy, there's nothing you can do really.  But, if you do get the BS denial reason suggested previously, send me PM and I'll give you the CEO's email and you can get in contact with him and likely within 24 hours stand a good chance at getting the denial turned into an approval.

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Thank you very much for your help. I very much appreciate it.

[Red1Blue]

I am still waiting to hear from them. I called them this morning again and they said it is still being processed and it might take another 1-2 busienss days. I'll wait till Tuesday next week and see if they approve it by that time. I hope the wait is worth it.

[bk510]

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@Anonymous wrote:

50/50.  Doesn't matter if your score is 600... or 700... or 800.  It's always 50/50 with Blispay.  The most common denial reason is failure to verify identiy.  Which, BTW, is complete BS so if that happens to you do everything in your power to recon it.  A member on here recently had success by emailing the CEO himself upon denial and ultimately it was reversed to an approval.

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yep, denied due to failure to verify identity recently. Talked to " Anita" on the phone and asked her to submit a request to have my INQ removed and she submitted and asked me to check back in 45 days.

So we shall see........

[Anonymous]

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@bk510 wrote:

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@Anonymous wrote:

50/50.  Doesn't matter if your score is 600... or 700... or 800.  It's always 50/50 with Blispay.  The most common denial reason is failure to verify identiy.  Which, BTW, is complete BS so if that happens to you do everything in your power to recon it.  A member on here recently had success by emailing the CEO himself upon denial and ultimately it was reversed to an approval.

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yep, denied due to failure to verify identity recently. Talked to " Anita" on the phone and asked her to submit a request to have my INQ removed and she submitted and asked me to check back in 45 days.

So we shall see........

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So sorry that happened. BlisPay is a "hard nut to crack." I just happened to hit them at a good time, but many have had problems. Just wait a few months and get yourscores up and try again. Good luck!

[Anonymous]

Failure to verify identity has got to be the worst and lamest reason for denial.  I'm extremely surprised that Blispay having been around for a year now hasn't ironed out this incredibly common kink in their system.  I'd say that MORE than 50% of their denial reasons are failure to verify identiy, where with ANY other creditor that reason is probably like 1%.  It's obviously an internal Blispay issue.  You'd think they'd want that resolved, as they're probably losing a ton of perfectly qualified, profitable customers for a completely bogus reason.  They should have some sort of back up plan/policy.  Like if their system spits back a "failure to verify identity" rather than close the book on the situation, Blispay should send out a letter requesting X number of forms of ID, like provide at least 3 out of 7 listed or something within 30 days and a human being will recon your app.  A system like this while it could take 30 days to get someone approved would probably result in the large majority of "failure to verify identity" denials to be turned into approvals, which ultimately represents a win-win for both Blispay and the customer.

[Anonymous]

That Blispay is falling down so badly on a basic procedure like this is probably the biggest factor keeping them out of my list of potential issuers for a Visa. If I should get any mailers from them at this point, given this shortcoming, I'm not sure whether I'd even bother to open the envelope.