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BoA BankAmericard app error -prequal

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alexvale
Contributor

BoA BankAmericard app error -prequal

Used a prequal'd mail in offer and the site found it.  Filled in the app with all the info, accepted the terms & conditions and submitted.

 

The site kept processing for like 5min and then returned:

 

We apologize for any inconvenience.

The application you are requesting is currently unavailable.

Thank you for your interest.

 

Application denied or should I call?  What are their service hours?

 

My concern is that they did a HP with even processing the application.

EQ FICO - 835
TU FICO - 815
EX FICO 820
Message 1 of 6
5 REPLIES 5
alexvale
Contributor

Re: BoA BankAmericard app error -prequal

Checked the status online and it says under review... Don't a phone at the moment since mine broke so they wouldn't be able to call and reach me. Should I call them first thing tomorrow?

 

Application Date:
12/08/2016
 Decision Date:
12/08/2016
 
Decision:

Your application is in review. Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.

EQ FICO - 835
TU FICO - 815
EX FICO 820
Message 2 of 6
alexvale
Contributor

Re: BoA BankAmericard app error -prequal

Checked the status this morning and now it's saying "Application not found"

"The information you entered does not match our records. Please enter your personal information as it appears on your submitted application."

 

Does this mean it didn't go through and would have to submit a new application? :/

EQ FICO - 835
TU FICO - 815
EX FICO 820
Message 3 of 6
CreditCuriosity
Moderator Emeritus

Re: BoA BankAmericard app error -prequal

Call them up in the backdoor # thread you can find the number there to speak with someone about your situtation and whether they have your application and the status of it

 

This number might work 866-224-7803

Message 4 of 6
alexvale
Contributor

Re: BoA BankAmericard app error -prequal

Thank! I'll give a call in the afternoon when I get home from work.

 

I did just receive an updated offer from them for 18mo, current one is 21mo and expires 12/31/2016...  I'll call them and see what's going on.

EQ FICO - 835
TU FICO - 815
EX FICO 820
Message 5 of 6
alexvale
Contributor

Re: BoA BankAmericard app error -prequal

Just spoke to an analyst and she said that there's delays due to the holiday backlog.

 

It's odd that the app status isn't found online but it was found with the phone automated system.  I'll check again on Monday to see where it's at... :fingerscrossed:

EQ FICO - 835
TU FICO - 815
EX FICO 820
Message 6 of 6
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