Hi Guys,
A week ago i requested a CLI in one of my BOFA cc, next day got a call around 11am, after few questions a really nice lady approved my request for 25K (10k increase) and told me, wait few hours and check later, it will take some time to update, i thanked her and that was all.
The thing is as today, a week later i still have my old CL (15k), i am getting worry if the lady forgot about me lol, any advice in how to proceed in this situation?, should i call or should i wait a few more days?.
Note: i am very sure that she approved me, she told me “I will go ahead and approve this request” and she was laughing because i thanked her tons of times in just few seconds lol, also no letter either saying that i was not approved 
Thanks in advance 
@Anonymous wrote:Hi Guys,
A week ago i requested a CLI in one of my BOFA cc, next day got a call around 11am, after few questions a really nice lady approved my request for 25K (10k increase) and told me, wait few hours and check later, it will take some time to update, i thanked her and that was all.
The thing is as today, a week later i still have my old CL (15k), i am getting worry if the lady forgot about me lol, any advice in how to proceed in this situation?, should i call or should i wait a few more days?.
Note: i am very sure that she approved me, she told me “I will go ahead and approve this request” and she was laughing because i thanked her tons of times in just few seconds lol, also no letter either saying that i was not approved
Thanks in advance
It's possible that she put her review on it, but because of the size of the increase, it might have required a supervisor approval as well. My guess is it didn't pass muster with them.
Call and find out. No CLI should take a week to appear.
@DeeBee78 wrote:
@Anonymous wrote:Hi Guys,
A week ago i requested a CLI in one of my BOFA cc, next day got a call around 11am, after few questions a really nice lady approved my request for 25K (10k increase) and told me, wait few hours and check later, it will take some time to update, i thanked her and that was all.
The thing is as today, a week later i still have my old CL (15k), i am getting worry if the lady forgot about me lol, any advice in how to proceed in this situation?, should i call or should i wait a few more days?.
Note: i am very sure that she approved me, she told me “I will go ahead and approve this request” and she was laughing because i thanked her tons of times in just few seconds lol, also no letter either saying that i was not approved
Thanks in advance
It's possible that she put her review on it, but because of the size of the increase, it might have required a supervisor approval as well. My guess is it didn't pass muster with them.
Call and find out. No CLI should take a week to appear.
+ 1
Did you ever see an HP on your TU?
Congrats! Now that it's all official like 
@kdm31091 wrote:
@Anonymous wrote:Called and i was told that everything was approved but for some reason the increase didn't go through, i was on hold for over 5 minutes and then the approval, in less than a minute an email saying the my new CL is 25K with 10K cash advance.
Wow, i was so scare to call but it was great that everything went well.
Yes it was a HP on TU the same day i got a call.
Question, can i use the same HP to apply for another card?, i believe i have 30 days right ??.
Thank you guys.
No, they HP TU for a CLI, but they HP EX for new accounts in most cases. While you can often reuse the CLI pull (i.e. recon for more of a CLI with no new pull), if you apply for a new card, it's a fresh pull.
This is YMMV.
I got a CLI on BBR #1 the end of December, and a couple of weeks later I applied for a new card (BBR #2) and they used the same TU pull to approve the new account.
There was no EX pull from BoA, and the letter I got said my rate was based on the TU pull back in December. This was fortunate for me since TU is my highest at the moment. (The new account got the lowest APR they offer.)
I have no idea how widespread this is, but if I decide to app for another BoA card in the near future I'll definitely try for a CLI on an existing card first so that hopefully history will repeat itself.