BofA CLI??

[ScoreOrBeScored]

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@Creditplz wrote:
TU as of last week is 691 and utl is high at 67%, I just made 2 payments so that should go down to 32% and when I do my taxes I'm lowering that to 10% and BofA is 22/500 , Wells Fargo is 819/2250, Capital One is 0/300, Capital One / Saks is at $650/2000? I think?? And discover I lowered to 100/750

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Pay Dicover Off (then chat or call them and ask for a off cycle update)

pay BOA off

pay Saks off

and pay WF down to $200/$2,250

if you will have the $1,391 to make this happen then you will be in good shape. Once all of this updates on your reports, you have several options.

hit the luv button, see what results you get. If you don't like it ......

call back door and see about a manual review for the limit you'd like... I'd say ask for $10-$15k

or you can just make the phone from the get go and have them review your account and do you a HP while your on the phone......

[Creditplz]

Yeah I have the $1319, I'll do that!! If I get declined on sp I'll have them manually review it!

[ScoreOrBeScored]

Send me a Inbox/private message real quick

[Aahz]

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@Creditplz wrote:

So I applied for BofA Cash Rewards Credit card 2 months ago and got an instant approval of $500!!! not much i know... but with my numbers its okay, I am a Full-time Student and work for my dad (construction) part time to bring in 45-49,000/ yr, With heavy usage of 100% of my limit and PIF every month what should i ask for as a first CLI in another 4 months?? 

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If you're under 21 BofA will likely require a physical signature before considering a CLI request.

[Anonymous]

Aahz is definitely correct.  Had to fax in a written consent form because I was under 21.  Took two days for the CLI to be processed from the day it was faxed in.