BofA Credit Limit Increase 5 to 30 Business Day Message

[Mike1014805]

So I just received a message I've never seen before from BofA after requesting a CLI

"Your business is appreciated. We're giving careful consideration to your request for a credit line increase and if we have any questions we may contact you. Most of our reviews are completed in 5 business days or less, but can take up to 30 days to complete. We will send you a letter in the mail after we've completed processing your request."

Letter in the mail still means denial right? Or is there a number I can call to get an "instant" decision?

[coldfusion]

The message should be interpreted to only mean that the request needs to be reviewed by an analyst.   Manual reviews are normally only done during EST/EDT weekday business hours.

You can look for an email informing of a status change of your application or use the mobile app periodically to check the current CL on the card and if there was an approval or a counteroffer you'd see the updated CL online within 15 minutes.  Unfortunately if there hasn't been an update within 2 full business days it usually points to an upcoming denial.