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BofA new application with SP?

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Regular Contributor

BofA new application with SP?

Is it possible to apply for new BofA CC with a soft pull, if you’re an existing customer?

I tweeted them today and CSR instead of refusing it said, she would give me a call. Unfortunately, I missed a call. So wondering if anyone has given it a try before?

I am waiting for her to call me tomorrow and see what she has to say.
6 REPLIES 6
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Valued Contributor

Re: BofA new application with SP?

SP BoA app? Unheard of! But there’s always the first time. Maybe you’re it! Let us know what happens.
BK7 dc in 01/2011 with FICO8 in the 500s

New cc TLs : 1/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 5y4m
UTIL 1% - 3%

$220K+ Total Limits










Message 2 of 7
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Regular Contributor

Re: BofA new application with SP?

Yeah, never heard of it. Got SP CL a few days back so wondered why not give it a try.

Tweeted “If I want to apply for a new CC, would it be a SP or HP, I am an existing customer”. Instead of refusing like CapOne did, CSR said she would give me a call.

Will keep you all updated!
Message 3 of 7
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Moderator

Re: BofA new application with SP?

OP, short answer, no.

All CC applications for new products will be subject to a HP, regardless of whether you are pre-approved and/or an existing customer.
Message 4 of 7
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Super Contributor

Re: BofA new application with SP?


@FinStar wrote:
OP, short answer, no.

All CC applications for new products will be subject to a HP, regardless of whether you are pre-approved and/or an existing customer.

This. Sorry OP don't see this happening.

Message 5 of 7
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Moderator

Re: BofA new application with SP?

OP, as others have mentioned...it's probably not going to happen with BoA.  I've been a customer with them for over 20 years and at one point had 4 of their cards....all of them were HPs.   The only major I was ever approved for on a SP was Discover and trust me, I was shocked.

 

Message 6 of 7
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Valued Contributor

Re: BofA new application with SP?

I think the only lender that offers what you want is Amex once you're a cardholder.
AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 7 of 7
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