CF and CFU Applications on the same day?

[Anonymous]

Hello all,

I want to apply for both CF and CFU, but I'm not sure if I should apply both on the same day, or wait 30 days in between. Also, I want to apply for EDP, but do you think I should wait until there is a better signup bonus offer?

Thanks!

[Anonymous]

How is your credit file? Any baddies?  Have you been pre-approved for these cards or are you cold apping for them?

[Anonymous]

Well one of the other is going to be a hard pull from ex and tu/eq. The other one would be a freebie, at least that's what happened to me. At first they declined my2'd app immediately but then they approved it in 2-3 weeks. I guess you should app the card you want first then just app for another that you don't care about getting.

What's your credit score and any baddies? Did you have any charge offs with chase? What's your longest account and AAoA? Any high utils? Are you under the 5/24 rule before applying? Those would affect your app approval success. In my experience, their internal scoring system is 1-5 points different from fico.

[Vegas4Play]

What are those abbrevations for?

[Anonymous]

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@Vegas4Play wrote:

What are those abbrevations for?

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Chase Freedom,  Chase Freedom Unlimited

You can apply on the same day, but just be aware that Chase pulls whichever bureau they feel like.

My CSP was on the pre-approved page, and ended up as a TU pull, but the Freedom Unlimited a week later was EX.

[Anonymous]

Good luck!