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CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

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barca
Regular Contributor

CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

I opened a checking and savings account with Chase like 6 months ago.

 

Today when I login - I got "you are already approved" with stated credit line.

 

I have seen in the forums - people saying they saw pre-approval.

 

Have anyone seen this?  -- "you are already approved" - I never applied

 

Most importantly, I burnt chase about 10 years ago big time during the financial crisis- so I am suprise they offer me with very big limits.chase_approval.png

 

Message 1 of 13
12 REPLIES 12
GZG
Senior Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

those are very likely pre-approvals esp with the green star and stated credit line, other than possibly needing to call in to verify yourself, I would personally be extremely confident in taking any one of those offers

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 2 of 13
CreditCuriosity
Moderator Emeritus

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

Yes just pick a card you want and you will be approved.  Enjoy.  Obviously make usre you CRA's arent froozen

Message 3 of 13
Jeffster1
Valued Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

EXCELLENT!

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I
Message 4 of 13
barca
Regular Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

Thanks guys.

I am still worried that with my burning them in 2009 over 20K, they might figure me out and decline me (lol).

 

Although, I wanted Sapphire before, I already have Venture X.

That Venture X benefits is overwhelming, I doubt any travel card can match it.

 

I will investigate the Freedom and see if I will apply.

Message 5 of 13
Linnaea
Frequent Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

Sounds solid.  I would jump on it if it  were me.  No guts no glory.  CONGRATULATIONS! 


@barca wrote:

I opened a checking and savings account with Chase like 6 months ago.

 

Today when I login - I got "you are already approved" with stated credit line.

 

I have seen in the forums - people saying they saw pre-approval.

 

Have anyone seen this?  -- "you are already approved" - I never applied

 

Most importantly, I burnt chase about 10 years ago big time during the financial crisis- so I am suprise they offer me with very big limits.chase_approval.png

 


 

Message 6 of 13
Jeffster1
Valued Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL


@Linnaea wrote:

Sounds solid.  I would jump on it if it  were me.  No guts no glory.  CONGRATULATIONS! 


@barca wrote:

I opened a checking and savings account with Chase like 6 months ago.

 

Today when I login - I got "you are already approved" with stated credit line.

 

I have seen in the forums - people saying they saw pre-approval.

 

Have anyone seen this?  -- "you are already approved" - I never applied

 

Most importantly, I burnt chase about 10 years ago big time during the financial crisis- so I am suprise they offer me with very big limits.chase_approval.png

 


 



My feeling too. "No guts, zno glory" has been my life's mantra, as well. IMG_0017.jpeg

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I
Message 7 of 13
911gt34life
Established Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

i did not know they show you limited before get them wow very nice 

>
Message 8 of 13
Leosc
Member

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

Were you approved?

Message 9 of 13
barca
Regular Contributor

Re: CHASE WEIRD APPROVAL - NOT PRE-APPROVAL

I never applied.

 

i already have Venture X  and I feel more comfortable with the benefits than any of Chase Sapphire cards.

i also have Bank of America cash rewards - which will give me more points than any chase freedom cards because I am a BOA rewads memeber

plus I just got AMEX card like a month ago and I have an additional capital one card.

 

in future , I ,\might go fo the sapphire card if I feel the benefits will outweigh venture X

.

 

 

Message 10 of 13
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