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CLI of Discover

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juggalo9er
Valued Contributor

Re: CLI of Discover


@Anonymous wrote:

@Anonymous wrote:

its from march 2014 with 700  and  my last CLI with HP was in October with 1250 .


I've had Discover since college freshman year with a CL = 500, never received a CLI for >4 years. Lucky Smiley Happy


wow!

Message 11 of 26
newhis
Valued Contributor

Re: CLI of Discover


@Anonymous wrote:

Just called them ,they are unavaliable now   .However , the CLI button didn't ask for the amount that  I want to increase !!!! it asked for the income and monthly rent appartment then I clicked submit


Yes they changed the CLI page, now they have fewer questions. When you clic the first page it will show a second screen, that screen will either say that your CLI is under review, confirm information, or that they need to pull your credit report and provide a phone so they can reach you if needed, then you can cancel or continue with the HP.

 

If you got the 2 days review after the first screen, it should be SP. They will decide the amount they can give you. I see someone only got $500 but other person $3000.

 

Good luck.

Message 12 of 26
Involver
Valued Contributor

Re: CLI of Discover

For the first time since opening the account, I was actually able to submit a CLI request via the website.

 

Input salary and housing and ...

 

Nope sorry we have to pull your credit.

 

My score via Discover as of 01/03 is 809.

 

No thanks guys.

Message 13 of 26
newhis
Valued Contributor

Re: CLI of Discover


@Involver wrote:

For the first time since opening the account, I was actually able to submit a CLI request via the website.

 

Input salary and housing and ...

 

Nope sorry we have to pull your credit.

 

My score via Discover as of 01/03 is 809.

 

No thanks guys.


Wow. Is your account new?

Message 14 of 26
Involver
Valued Contributor

Re: CLI of Discover


@newhis wrote:

@Involver wrote:

For the first time since opening the account, I was actually able to submit a CLI request via the website.

 

Input salary and housing and ...

 

Nope sorry we have to pull your credit.

 

My score via Discover as of 01/03 is 809.

 

No thanks guys.


Wow. Is your account new?


 

It's 14 months old.

 

I took a HP for a CLI back in September I think and got $500.  I was not amused.

Message 15 of 26
chalupaman
Super Contributor

Re: CLI of Discover

I too got one of those lame $500 HP increases and the card will remain in the SD for who knows how long. It's a good card i'd use more if the limit was more like 2 or 3k. Third oldest card and one i put a lot of my spending on too moreso than most cards i have.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 16 of 26
Anonymous
Not applicable

Re: CLI of Discover

I've tried a couple times recently, wanted hard pull. I'm going to wait until the next update of the TU Fico they provide and see what happens. Current one is from late last month.

Message 17 of 26
Anonymous
Not applicable

Re: CLI of Discover

I must have gotten lucky.  I got a 2k SP CLI last week

Message 18 of 26
Anonymous
Not applicable

Re: CLI of Discover

I sent them message yesterday asking to cancel my request if its hard pull  so they cancelled my request .

Message 19 of 26
Anonymous
Not applicable

Re: CLI of Discover


@Anonymous wrote:

I've tried a couple times recently, wanted hard pull. I'm going to wait until the next update of the TU Fico they provide and see what happens. Current one is from late last month.


Wow, I'm impressed with Discover. Got a call from them this afternoon asking if they should go ahead and do a HP for a CLI. Nice gal. I told her that I don't want another pull right now and will wait a few months and try again. While I had her on the line I asked which bureau it would be from, and the answer was TU. Good thing I said no, they have the most inquiries out of the three.

Message 20 of 26
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