CP1 Platinum requires income verification help please

[MyDataMyChoice]

The Platinum is not soley for rebuild... it does hand out large limits...

[Anonymous]

Yeh they pulled from all 3 bureaus =( 

I didn't know they gave out high limits.  That would make it more interesting.  But even with that, I think holding off is better since like the previous poster said, I don't want to go over the 5/24 rule. I like the idea of having the Freedom that way I'd have 2 rotating 5% cards.  But I think my Discover would be removed from 5/24 rule soon since I've had that for 20 months so far which would make that a bad argument.  

I applied for the Cap1 Plat. off of a mail offer.  The mail offer on the C1Plat included a 0% apr on purchases/transfers till June 2019 period unlike the direct application from the website.  There's also no balance transfer fee on the C1Plat card and I do have around 1k balance on the Discover still.  I still have till 10/05 to respond.  Is it worth it just for balance transfer?  Or am I just being too greedy here and should just let it go?

[AverageJoesCredit]

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@Anonymous wrote:

I mainly applied for the Platinum in case I was denied for the Sapphire.  The No Foreign Transaction Fee was off big interest since I plan on traveling overseas at least twice within the next six months.  But the Sapphire fills that roll with a better APR.  I also agree that having the Platinum now makes zero sense given the cards I have.  Wasted hard pull, oh well.  I can wait 2 years before applying again now.

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Thats a really weird back up plan lol. Like shooting for  a Lambo and having a  Yugo as a back up.  Glad of all your approvals. I hope all the approvals werent all at once as Chase can be hard on app sprees. Best of luck going forward

[AverageJoesCredit]

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@MyDataMyChoice wrote:
The Platinum is not soley for rebuild... it does hand out large limits...

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Maybe so but more often than not its a starter card. This Plat cant compare to say a Navy Plat for instance

[Anonymous]

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@MyDataMyChoice wrote:
The Platinum is not soley for rebuild... it does hand out large limits...

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I am not sure why anyone who wasn't in a rebuild would want the card.  High interest rate and no rewards.  If you aren't in a rebuild any card will give you a high limit.  

[Anonymous]

Yeah, I definitely messed up on that one.  I'm going to call them tomorrow and ask if they could switch it to another type of card that co-branded and if not I'm not really interested.  I'm thinking something like the Playstation Card, only for the reason of purchasing playstation stuff for family.  Thanks for the advice on calling them to see if they can drop the request, I'll give it a shot.