CSP Approval odds

[BLAIX]

So the only other card I've had my eye on is CSP - chase extended me Auto CLI of 1k a month ago, so I figured this is a good sign but I do have ~5 new accounts open since October. I've been hearing Chase is INQ/AAoA fearing lately and I don't have any Chase Pre-Quals since I opened the Freedom in October. I've also read if you got a sign up bonus (Freedom) you arent eligible for another bonus for 2years? Would this only apply to another Freedom bonus or would I not be eligible for CSP bonus?

[Anonymous]

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@BLAIX wrote:

So the only other card I've had my eye on is CSP - chase extended me Auto CLI of 1k a month ago, so I figured this is a good sign but I do have ~5 new accounts open since October. I've been hearing Chase is INQ/AAoA fearing lately and I don't have any Chase Pre-Quals since I opened the Freedom in October. I've also read if you got a sign up bonus (Freedom) you arent eligible for another bonus for 2years? Would this only apply to another Freedom bonus or would I not be eligible for CSP bonus?

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The 24 month rule applies to bonuses that you have received on that specific card so you're eligible for a CSP bonus now.

[BLAIX]

Thanks for clearing that up. My util overall is ~1%, my scores are looking pretty good at FAKO 750 give or take across the three bureaus and like I said, Chase gave me some auto-luv a few weeks back which was surprising. I'm just worried about taking a hard INQ when I keep seeing people state that Chase is unhappy with new accounts being opened. I'd love to get CSP since my DH and I are moving out of state so both of our families would be a flight away so we will be doing a lot more flying than we do now.

[Anonymous]

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@BLAIX wrote:

Thanks for clearing that up. My util overall is ~1%, my scores are looking pretty good at FAKO 750 give or take across the three bureaus and like I said, Chase gave me some auto-luv a few weeks back which was surprising. I'm just worried about taking a hard INQ when I keep seeing people state that Chase is unhappy with new accounts being opened. I'd love to get CSP since my DH and I are moving out of state so both of our families would be a flight away so we will be doing a lot more flying than we do now.

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Are you pre-qualified on their site?  If you are then it will be a solid offer..

[BLAIX]

No I don't have any pre-quals. I'm not sure if it's because I signed up for Freedom in October or what but nothing is showing

[Anonymous]

Did you app yet?

[Anonymous]

I app'd a couple days ago.  Got the 7-10 day message and blah, blah.  Also an email.  Getting ready to call them.  I have many new accounts but all are pif and used regularly.  And I never got a pre qual on their site.  But did get pop Sapphire's everywhere until it drove me crazy!  It was #1 on my list.  

[Anonymous]

GL

[Anonymous]

good luck. can you post your scores, etc. if you have them?

[Anonymous]

it's getting harder not to app haha.