CSP and/or Freedom Chances

[Anonymous]

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@Anonymous wrote:
What are you scores spoiledgrly?

OP app for it, you're pre qual already. Youve got this.

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All scores went down this week EQ says 622, TU says 635 and EX says 635. They were all at a high of about 640 at some point in the last 2 months with TU hitting 645 two weeks ago. I'm actually quite surprised by how low the EQ is. My utilization went from 20% to 26% but I didn't think it would make a huge difference. But again I did have the inquires and the lowering of my AAoA once the new accounts hit. And when I signed up for myfico at the end of March the scores were 601/605/609 and I only had the Discover card so I am making some progress. Hopefully with a few months of gardening I can get them all past 650.

[Anonymous]

You would be amazed at how much lowering util does. I went from 30% util to 9% it was like a 30 point jump. I'm at 9 now but after another 10,000 reports I should be at like 3. Btw call tu in sept and ask for the early removal. That will give you quite a few points. 😊

[Anonymous]

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@Anonymous wrote:
OP app for it, you're pre qual already. Youve got this.

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Any specific order I should apply in? Should I apply for CSP first and then Freedom? Plan on doing this at some point today... Nervous lol!

[Anonymous]

Freedom then CSP. But I don't have any reasoning for that though LOL

[Anonymous]

I would apply for the one you really want first then the others in order of importance. Keep us posted!!

[OmarGB9]

Yes OP I'd say you're golden. And I agree with kaylava as far as the order. Secure the one you want more first, and then the other one. Just in case the second one gets denied (though I don't think it will). Report back to us with the results!

[Anonymous]

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@OmarGB9 wrote:
Yes OP I'd say you're golden. And I agree with kaylava as far as the order. Secure the one you want more first, and then the other one. Just in case the second one gets denied (though I don't think it will). Report back to us with the results!

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Question... Should I wait any amount of time in between applying or should I just do them back to back?

[Anonymous]

Back to back

[Anonymous]

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@Anonymous wrote:

Hi all... Just graduated law school and am looking to get my first card. Went to Chase Pre-Qual site and was pre-approved for CSP, Freedom and Slate. What do you think the chances are of me getting either as a first real card? Secured a position for after I take the bar for $85k. Checked the CreditOne pre-qual site and got denied with a 775 rating from Equfiax. Just wondering if this is feasible... Thanks guys.

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[OmarGB9]

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@Anonymous wrote:

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@OmarGB9 wrote:
Yes OP I'd say you're golden. And I agree with kaylava as far as the order. Secure the one you want more first, and then the other one. Just in case the second one gets denied (though I don't think it will). Report back to us with the results!

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Question... Should I wait any amount of time in between applying or should I just do them back to back?

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Definitely back to back. And Captool, OPs too good for them lol.