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CSP and/or Freedom Chances

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Anonymous
Not applicable

Re: CSP and/or Freedom Chances

Finally bit the bullet and applied for CSP... Instapproved with $16,900 CL. Wow. Might hold off on Freedom for now...

Message 31 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances

Great job!!
Message 32 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances


@Anonymous wrote:
Great job!!

Thanks! Still kind of in shock... DIdn't think that the CL would be even close to that on my first card in my name alone. If I call and ask them to overnight me the card at my new address instead of my home address, would they do that?

Message 33 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances

That I have no idea about. I was denied, remember. Lol
Fantastic starting line!!
Message 34 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances


@Anonymous wrote:
That I have no idea about. I was denied, remember. Lol
Fantastic starting line!!

Forgot about that... Sorry lol. Thanks again! If I wait 3-6 months and then apply for Freedom, will it hurt my score? Aka should I apply for Freedom before midnight?

Message 35 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances

I would do it tonight. Maybe you can get 2 for 1. 😊
Message 36 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances


@Anonymous wrote:
I would do it tonight. Maybe you can get 2 for 1. 😊

Ok I pulled the trigger on that... Instapproved for the same $16,900 CL with 0% Intro and 13.99% variable. That's it for me for a long time, I think.

Message 37 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances

Wow!!! Huge congratulations 🎉🎉🎈
Message 38 of 55
OmarGB9
Community Leader
Super Contributor

Re: CSP and/or Freedom Chances

Told you you were golden NYSea8! Smiley Wink
Congats on the huge CLs and the awesome APRs!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 39 of 55
Anonymous
Not applicable

Re: CSP and/or Freedom Chances

Congratrs on finishing Law School. The rule is to maximize your credit score you need 3 bank cards. In the future use this site: https://www.creditcards.com/cardmatch/ to see what other cards you would qualify for, for your third card. Congrats on your new cards and limits,

 

Be smart and don't go crazy now that you've finished school and probably have a lot of pent up deferred stuff you want to buy.

Message 40 of 55
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