So I called and got a really polite rep.. she told me that my denial for “too many accounts” is basically referring to my World of Hyatt cc that I just opened almost a month ago. She said that Chase would like to see how I would do my spending and usage of the Hyatt cc first before approving me for another Chase card. I wanted to ask the rep if they could reconsider my application but I didn’t want to sound too desperate lol I guess I’ll wait for 2-3 months then apply again.