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I would like to get your opinion on what order I should do the following?
NFCU - Open a biz account and apply for a biz card with them.
NFCU - Request a CLI on my CLOC
Penfed - Apply for membership and for either the Platinum or Cash Rewards card. YES my report is still dirty with my BK showing. It is not due to fall off for another 7 years. My BK is the only dirt remaining. I am not worried about SP pre-approvals. If I want to apply for something I will take the inquiry hit.
DCU - Apply for their low interest card.
TIA
I would go with PenFed first. They are certainly more sensitive to inquiries and new accounts than NFCU. Can't speak for DCU as I am not a member there.
Try to spread out your apps between the 3 agencies every time you spree so they dont pile up.