Can you guys share what your credit lines are for Capital one cards?

[DotaK]

Can you guys share what your credit lines are for Capital one venture( with annual fee) and silver? I am wondering what the max limits are for these two cards!

[Ficoproblems247]

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@DotaK wrote:

Can you guys share what your credit lines are for Capital one venture( with annual fee) and silver? I am wondering what the max limits are for these two cards!

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Cap1 used to throw out some pretty massive approvals. They also used to allow for you to combine limits with multiple cards, which is how a lot of people with really high CLs achieved their limits. About a year and a half to two years ago they were still giving out $30,000 approvals on Venture and Savor cards to people with profiles that were to their liking. I haven't seen a Cap1 approval higher than 10K in a long time. They may still be happening, but I have not read them. 

Edit to add answer to question:

QS: SL $1,000 current line $5,500

Savor: SL $15,000 current line $16,000

[blindambition]

I have a 15 year old QS with $4700 limit, hasn't seen CLI in years, and was originally HSBC. A Saver One with $8000 limit, opened last year.

Limits will depend on overall profile, whether subprime or prime. As stated above, Cap One is much more conservative. Some grew limits through means no longer available. If it's subprime, chances are possible low limit and not much lifetime growth.

[CH-7-Mission-Accomplished]

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@DotaK wrote:

Can you guys share what your credit lines are for Capital one venture( with annual fee) and silver? I am wondering what the max limits are for these two cards!

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My Venture is at 50K.   I got there through account combinations as others have mentioned.   I also collected a ton of bonus $$$ for each new account opened along the way -- I think it was $600 per account.  

I applied for the Savor when it came out and got 30K.   A while back I heard Cap 1 was chopping limits and I didn't want to lose my 50K card so I decided to just close the 30K Savor.   There was no point in paying for a card with great restaurant cash back when there were no restaurants open.

I also got my husband's Cap 1 (opened in around year 2000) up to 50K through account combos (and lots of bonuses) but in the recent credit slashing phase they chopped his limit from 50K to 20K.   And he has straight perfect 850 FICO's.   So the heyday of Cap 1 seems to be gone for now, but things do change as the economy changes so nothing is forever.

[NoMoreE46]

Some here have > $50000 on one card but it's  rare.  If you can get to $30000, then consider this mission accomplished.

[FinStar]

Mine is $160,000 on a single card.  I'm fairly sure that isn't the cap though.  The latter was a result when combos were allowed years ago and CLIs were more abundant/flexible (2 were approved for $50K back-to-back in 2015).

[Mr_Mojo_Risin]

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@FinStar wrote:

Mine is $160,000 on a single card.  I'm fairly sure that isn't the cap though.  The latter was a result when combos were allowed years ago and CLIs were more abundant/flexible (2 were approved for $50K back-to-back in 2015).

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 Uh yeah you're doing OK I guess. 🤣

That is absolutely fantastic!

[Aim_High]

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@FinStar wrote:

Mine is $160,000 on a single card.  I'm fairly sure that isn't the cap though.  The latter was a result when combos were allowed years ago and CLIs were more abundant/flexible (2 were approved for $50K back-to-back in 2015).

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<crickets>

Okay, this thread is over. 

Nobody's going to top that!  Lol

Might as well close it, @FinStar. 

But that is an awesome CL story! 

*By the way, my only Capital One card (Quicksilver) started out at only $1K (as a Platinum) and had to be painfully grown to current limit of $25K over small increases over many years.    They do make you work for CLI's. 

[Anonymous]

Well I have a three year old bucketed Platinum-turned-QS with a $700 limit. I'll flex with that 😎

Being real, that's wild @FinStar - I haven't heard of a CapOne card that high before!

[Horseshoez]

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@Anonymous wrote:

Well I have a three year old bucketed Platinum-turned-QS with a $700 limit. I'll flex with that 😎

Being real, that's wild @FinStar - I haven't heard of a CapOne card that high before!

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Agreed, I saw a few of those uber-limits and figured, "Why bother contributing to this thread with my puny $3,000 limit."