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Cap 1 CLI & Pre-Approval process changes?

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cabledude27
Regular Contributor

Cap 1 CLI & Pre-Approval process changes?

I just noticed in the Cap 1 iOS app that there is no longer the option to request CLI on either of my cards.

 

Additionally I went through their pre approval application flow just hit me with a hard inquiry instead of a soft inquiry. I went through the preapproval check and after got the response but then Norton LifeLock alerted that Capital One hit my credit report.

 

Anyone have similar experiences or know what’s up?

Ch 13 Filed - Apr 02, 2018

Last CH 13 Payment Made - March 10th, 2023

Discharged - 5/16/23

FICO 8 Scores as of

5/30/25

EQ - 754

TU - 769

EX - 778

Amazon Prime VisaAmEx BCPAmEx Delta ReserveAmEx PlatinumApple CardAviator CardCapital One SavorCapital One QuicksilverBestBuy VisaCostco VisaDiscover ChromeFidelity VisaUS Bank Smartly Visa
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Azrael
New Member

Re: Cap 1 CLI & Pre-Approval process changes?

You can still use the App to request a CLI. At the very bottom in the middle it says "help". That's ENO, the AI assistant. Just type that you want a credit line increase, choose the card you're wanting to use and ENO will route tou to the CLI request page. 

as far as the pre approval being a hard hit, that's not been my experience and I've used it recently. Always a soft pull for me. 

hope that helps! 

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