Cap 1 CLI average percentage?

[masscredit]

I'm going to be contacting Cap1 to see about getting a CLI on my QuickSilver card. Current limit is $8K. Planning on requesting $12K.  My last increase went from $6K to $8K. That was about a 33% increase. The last time my Venture card received an increase it went from $6K to $9K. A 50% increase. Looking back one increase on each card, they both received 33%. 

What has your experience been and have you noticed smaller increases as your limit increases? 

[DeeBee78]

Card 1: 133% increase.

Card 2: 10% increase.

If you're looking for patterns with Capital One CLI's, you're not going to be very successful. They're all over the map with amounts, frequency, and whether you even qualify for one. 

Here's my last experience: 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Capital-One-CLI-s-makes-no-sense/m-p/4265705

[masscredit]

Mine has generally been in the 30-50% range. I had one that was more when my limits were lower. Even with Barclay. Those cards usually increase by about 35%. Others can be all over the place.  Just read your thread. Interesting results! 

[CreditCuriosity]

0% for me without EO interaction from my old cards.  With new cards 0% as enough credit with them denial reason.  Their purse strings might be tightening up on existing card holders with decent limits

[Anonymous]

My first increase was 150% after 3 months. I think it is definitely a matter of how you use/pay for the card.

[Anonymous]

Last CLI for me was 25%

[masscredit]

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@CreditCuriousity wrote:

0% for me without EO interaction from my old cards.  With new cards 0% as enough credit with them denial reason.  Their purse strings might be tightening up on existing card holders with decent limits

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When a person reaches the maximum exposure with a lender, how do they word the response? Do they come right out and say that or does a person have to read into it?

[DeeBee78]

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@masscredit wrote:

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@CreditCuriousity wrote:

0% for me without EO interaction from my old cards.  With new cards 0% as enough credit with them denial reason.  Their purse strings might be tightening up on existing card holders with decent limits

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When a person reaches the maximum exposure with a lender, how do they word the response? Do they come right out and say that or does a person have to read into it?

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It would depend on the lender. For example, Chase will tell you flat out that they are not comfortable with lending more money. 

[delaney1]

I only have one Capital One, the QS. After my third statement cut I hit the luv button and went from 5k -10k.

[masscredit]

I've tried the Luv Button a few times since August. Each time it's been giving me a $1K increase. I've declined that each time. E-mailed the EO yesterday. I guess it takes a few days for them to contact people. Hoping they can do more when I talk to them.