I have a Capital One Savor card with a $17,750 credit limit. It initially started at $10K, then increased to $15K. Later, I transferred $2,750 from my old Walmart Mastercard.
Today, I attempted to request a credit limit increase to $20K, but it was declined with the reason:
"A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits."
This is the first time I've seen that reason, and I'm wondering if there's s anything I should be concerned about. Honestly, I don't use the card much; I just wanted to round out my limit. I also have two bucketed cards; a QS with a $3K limit and a VentureOne with $3,100—plus a Kohl's Signature Visa with a $4K limit.
Credit Cards
Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $25,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $17,000 | Bread Rewards AmEx: $10,150 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,100 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000
BCU Unsecured LOC 5k
BCU Auto Loan $17,539.00
Rebuilding since June 2021.
