Cap One Pre Qual?

[Jerry45]

Thanks Never. Same browser session seems to be the Key. If I get jacked on the Venture, then I can hit the QS right away.

[Anonymous]

i did it with the same browser about two or so minutes apart and it pulled each bureau once but TU twice

[Jerry45]

right Kay, but the bonus spend on Venture is not for me right now. also no 0% APR.

[Anonymous]

don't get the venture if the spend isn't something that's manageable to you. that's the main perk of that card..

[Jerry45]

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@Anonymous wrote:
^ the lowest for QS is not $3k. it's $300.

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Arghh. LOL

[Anonymous]

@2011X.

Got the information from the Capital One website terms and disclosures. Isn't the minimum SL for the Platinum and QS1 $300?

[Jerry45]

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@Jerry45 wrote:

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@Anonymous wrote:
^ the lowest for QS is not $3k. it's $300.

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Arghh. LOL

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Ugh.. Thanks all the info folks

[Anonymous]

their website doesn't reflect that properly. you can have lower QS limits. there are plenty here with sub $1k QS cards. now idk if they got approved for QS or PC'd to a QS but i have seen a ton. but IIRC there have been QS approvals for under $3k.

[Jerry45]

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@Anonymous wrote:
their website doesn't reflect that properly. you can have lower QS limits. there are plenty here with sub $1k QS cards. now idk if they got approved for QS or PC'd to a QS but i have seen a ton. but IIRC there have been QS approvals for under $3k.

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As much as I like the QS, I think the Venture one is the way I will go. Worried about low limit with QS, and V1 does have the one year 0 APR.

Regular venture is a great card, but the bonus spend is too big for me at this point., and my income at 60k may to low there too.The pre qual site shows the V1 as a Visa signature, which would be nice.

Will Apply after work tonight. Thanks all

[Anonymous]

well wait..... don't do that just yet lol. think about this. the venture one has a minimum of $3k but it said VS so you'll get (probably) a $5k minimum approval. the venture one does has a 0% APR period but the rewards are basically 1.25% cash back redeemable ONLY for travel related expenses.

the QS also has a 0% APR period but is a 1.5% cash back redeemable for ALL expenses...
and if you're prequaled for it then you'll likely get $3k or more limit.