Cap One Recon after BK Discharge

[Bill2265]

Got my discharge a few days ago and applied for Capital One $39 annual fee card. Got declined online so I recon and the she told they were sending it to the back office for review and could take up to 3 weeks! Anyone else have this happen?

Mod Edit--we have started a new thread for your topic and placed in the appropriate Forum; the title was updated to reflect the new topic and you may edit.  --SE

[Scupra]

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@Bill2265 wrote:
Got my discharge a few days ago and applied for Capital One $39 annual fee card. Got declined online so I recon and the she told they were sending it to the back office for review and could take up to 3 weeks! Anyone else have this happen?

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This is very normal for Cap1

[Anonymous]

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@Bill2265 wrote:

Got my discharge a few days ago and applied for Capital One $39 annual fee card. Got declined online so I recon and the she told they were sending it to the back office for review and could take up to 3 weeks! Anyone else have this happen?

Mod Edit--we have started a new thread for your topic and placed in the appropriate Forum; the title was updated to reflect the new topic and you may edit.  --SE

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Capital One was included in my BK and as such I was declined until I was 1 year post discharge.  That used to be in their terms, but that may have changed.

[Anonymous]

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@Bill2265 wrote:

Got my discharge a few days ago and applied for Capital One $39 annual fee card. Got declined online so I recon and the she told they were sending it to the back office for review and could take up to 3 weeks! Anyone else have this happen?

Mod Edit--we have started a new thread for your topic and placed in the appropriate Forum; the title was updated to reflect the new topic and you may edit.  --SE

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They usually do not overturn a denial.

[abbafan]

How did you recon with Capital One? They don't have a recon number. 

[fltireguy]

You have to email the EO

[Anonymous]

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@fltireguy wrote:
You have to email the EO

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That won't work either. They won't over turn a denial.

[Aduke1122]

I recently seen someone who turned a denial due to Bk into an approval with Cap One

[Anonymous]

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@Aduke1122 wrote:
I recently seen someone who turned a denial due to Bk into an approval with Cap One

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I'm sure anything is possible.

Someone always wins the Powerball too. Even though the odds are one in two hundred ninety two million.

Keep us updated OP.

[Aduke1122]

That's true , I have seen a few threads lately about Cap one Recon successes , which I thought they absolutely didn't entertain Recons at all , But you are right 😂😂