@Anonymous wrote:
I have a Cap One Platinum with 3500 limit. Most I have used is about 780 which I paid in full & monthly I use about 50 via auto payments. Applied for a quicksilver and got the 7-10 day message for a reaponse. My score is 719. Is that the Norm??? This would be your Fico 04 score and its valid as far as normal, no such thing with a Fico it is what it is and its generated on the fly by Fair Isaac when someone requests it.
My wife got approved for Quicksilver cap one for only 500 but her limit is 2800 for Cap one Platinum. She used about 1100 of that and recently paid it down to 600. Went to Barclay and applied and received 7-10 response message.... Have her call the Barclays underwriter now 866-951-1437 ( 24/7 Underwriting Dept)
@Anonymous wrote:
when she call she is just asking for the status of her app?
She wants to call and ask if there is anything she can do to help get the app approved. She should be prepared to answer questions especially if there are derogs on file.
@gdale6 wrote:
@Anonymous wrote:
when she call she is just asking for the status of her app?She wants to call and ask if there is anything she can do to help get the app approved. She should be prepared to answer questions especially if there are derogs on file.
This is everything when asking anything of Barclay. You have to call and ask. I don't dislike it but one must be comfortable with social engineering them into giving you what you want, even if it's just joining them.
Must garden until 2/1/2022 to hit my goal AAOA. 