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For those who received the ominous 2-3 days "We'll let you know..." response when you applied for the CLI, please respond here with the outcome?
I applied yesterday afternoon, 2/14 on my:
QS1 3 months old, $3-4K usage
QS Sig 2 weeks old, $2K BT
Scores in the 670-680 range
I didn't bother to apply on my Prestige MC or Venture1
Denied
Secured - basically said can't ask for an increase on a secured card
QS1 - recent CLI of $1000 like a month ago
DH Denied
2 unsecured cards - said his score was to low - they have him at 495?? shrug. He uses better cards for daily anyway LOL
Thanks!
When did you app?
The 2-3 day message is always a denial. My document center is filled with them.
That's awfully discouraging...hope this new apparent generosity concerning CLIs has changed that result.
But I won't get my hopes up. I hadn't even entertained the thought of a CLI given their history until these posts started popping up
I think if the CLI request isn't granted immediately, then you're probably denied. I was lucky enough to receive instant approval on an online CLI request about a year ago (went from $8K to $10K). But every time I've tried since then, I receive the dreaded 7-10 day letter notification. The reason is always the same - too little usage of my current limit (or something to that effect). I guess my monthly Netflix charge isn't enough for CapOne to open their purse strings again to me. LOL
I just discovered on my documents page...declined, "your current score doesn't support a CLI at this time...Eq 651"
Always contact an EO if you want a CLI from CapitalOne. That's my experience.
@stagefoursurvivor wrote:I just discovered on my documents page...declined, "your current score doesn't support a CLI at this time...Eq 651"
This is there normal reason and there score doesn't match any EQ model I know.. Guessing it is an internal score of theirs?
Prior to the LUV this weekend 2 days ago got the same message, but ended up with luv this weekend for whatever reasoned.
Huh? You were denied 2 days ago and then approved 2 days later on the SAME card?