Cap1 CLI 2-3 day...thread

[stagefoursurvivor]

For those who received the ominous 2-3 days "We'll let you know..." response when you applied for the CLI, please respond here with the outcome?

I applied yesterday afternoon, 2/14 on my:

QS1 3 months old, $3-4K usage

QS Sig 2 weeks old, $2K BT

Scores in the 670-680 range

I didn't bother to apply on my Prestige MC or Venture1

[Eyisila]

Denied

Secured - basically said can't ask for an increase on a secured card

QS1 - recent CLI of $1000 like a month ago

DH Denied

2 unsecured cards - said his score was to low - they have him at 495?? shrug.  He uses better cards for daily anyway LOL

[stagefoursurvivor]

Thanks!

When did you app?

[Anonymous]

The 2-3 day message is always a denial. My document center is filled with them. 

[stagefoursurvivor]

That's awfully discouraging...hope this new apparent generosity concerning CLIs has changed that result.

But I won't get my hopes up. I hadn't even entertained the thought of a CLI given their history until these posts started popping up

[CribDuchess]

I think if the CLI request isn't granted immediately, then you're probably denied.  I was lucky enough to receive instant approval on an online CLI request about a year ago (went from $8K to $10K).  But every time I've tried since then, I receive the dreaded 7-10 day letter notification.  The reason is always the same - too little usage of my current limit (or something to that effect).  I guess my monthly Netflix charge isn't enough for CapOne to open their purse strings again to me.  LOL

[stagefoursurvivor]

I just discovered on my documents page...declined, "your current score doesn't support a CLI at this time...Eq 651"

[Anonymous]

Always contact an EO if you want a CLI from CapitalOne. That's my experience.

[CreditCuriosity]

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@stagefoursurvivor wrote:

I just discovered on my documents page...declined, "your current score doesn't support a CLI at this time...Eq 651"

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This is there normal reason and there score doesn't match any EQ model I know.. Guessing it is an internal score of theirs?

Prior to the LUV this weekend 2 days ago got the same message, but ended up with luv this weekend for whatever reasoned.

[stagefoursurvivor]

Huh? You were denied 2 days ago and then approved 2 days later on the SAME card?