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I know Cap 1 LOVES to triple pull for apps. I'm looking to add the Venture to my wallet, but my question is - will Cap 1 approve an app with a freeze on Equifax? Scores on TU and EX are ~720.
Sometimes yes, most of the time no. They have to really love your other two files.
@Anonymous wrote:I know Cap 1 LOVES to triple pull for apps. I'm looking to add the Venture to my wallet, but my question is - will Cap 1 approve an app with a freeze on Equifax? Scores on TU and EX are ~720.
Just to be clear it's against the TOS of this site to advocate freezing a report to keep a prospective issuer from having access.
Since you don't state that as your intent, I'll assume you have your EQ frozen for a different reason, and are making a simple inquiry here about how it will impact an application with Capital One.
To that end, the answer is very much YMMV.
I'll add that it would be a shame to 'burn' two HPs just to be told you can't get approved because of a freeze on the third bureau.
Just my 2¢.