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Cap1 Question

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Anonymous
Not applicable

Cap1 Question

I know Cap 1 LOVES to triple pull for apps. I'm looking to add the Venture to my wallet, but my question is - will Cap 1 approve an app with a freeze on Equifax? Scores on TU and EX are ~720.

Message 1 of 3
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Anonymous
Not applicable

Re: Cap1 Question

Sometimes yes, most of the time no. They have to really love your other two files.

Message 2 of 3
UncleB
Credit Mentor

Re: Cap1 Question


@Anonymous wrote:

I know Cap 1 LOVES to triple pull for apps. I'm looking to add the Venture to my wallet, but my question is - will Cap 1 approve an app with a freeze on Equifax? Scores on TU and EX are ~720.


Just to be clear it's against the TOS of this site to advocate freezing a report to keep a prospective issuer from having access.

 

Since you don't state that as your intent, I'll assume you have your EQ frozen for a different reason, and are making a simple inquiry here about how it will impact an application with Capital One. 

 

To that end, the answer is very much YMMV. 

 

I'll add that it would be a shame to 'burn' two HPs just to be told you can't get approved because of a freeze on the third bureau.

 

Just my 2¢. 

Message 3 of 3
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