CapOne Venture Denial

[jwcc1205]

Hello,

Yesterday I applied for the Capital One Venture card after seeing it as preapproved on their website. I got a message that my app was submitted and they would get back to me about my application either by email or in 7-15 days. I got an email today saying I was denied and would recieve a letter in the mail in 7-10 business days. I immediately called recon and they told me I would have to wait until I recieved my letter to see about doing the recon process. Is that the experience others have had with CapOne Recon? Is there any possibility of getting it approved?

[FinStar]

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@jwcc1205 wrote:

Hello,

Yesterday I applied for the Capital One Venture card after seeing it as preapproved on their website. I got a message that my app was submitted and they would get back to me about my application either by email or in 7-15 days. I got an email today saying I was denied and would recieve a letter in the mail in 7-10 business days. I immediately called recon and they told me I would have to wait until I recieved my letter to see about doing the recon process. Is that the experience others have had with CapOne Recon? Is there any possibility of getting it approved?

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Unfortunately, there is no reconsideration with Capital One, especially on system-driven decisions. The only times a reconsideration has worked is if an error was found on a specific CRA (from any data they may have accessed) or if there was an income discrepancy that was later corrected (i.e. POI/docs submitted).

[Mr_Mojo_Risin]

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@jwcc1205 wrote:

Hello,

Yesterday I applied for the Capital One Venture card after seeing it as preapproved on their website. I got a message that my app was submitted and they would get back to me about my application either by email or in 7-15 days. I got an email today saying I was denied and would recieve a letter in the mail in 7-10 business days. I immediately called recon and they told me I would have to wait until I recieved my letter to see about doing the recon process. Is that the experience others have had with CapOne Recon? Is there any possibility of getting it approved?

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In the few years or so I've been on myFICO, I've never heard of a successful recon with Cap1.

Once their algorithm decides, that's it.

Sorry about the denial.

[OmarGB9]

As mentioned above, unfortunately there is no recon with Cap One. Sorry for the denial.