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Do your reports have to be unfrozen to see if you're preapproved through CapOne? I filled it out the other day just to see if anything has changed but it showed no preapprovals. A couple months ago I did the same thing and it showed some preapprovals for various cards. Not sure why they're showing nothing now compared to a couple months ago as nothing has changed on my reports, if something has changed it's been for the better.
Yes reports need to be unfrozen, it still works with two unfrozen based on my experience, also use the pre-approval links found on the pages for the higher end cards, savor, savor one, venture, sometimes they produce different/better results
@drewricomakeubu wrote:Do your reports have to be unfrozen to see if you're preapproved through CapOne?
@GZG wrote:Yes reports need to be unfrozen, it still works with two unfrozen based on my experience, also use the pre-approval links found on the pages for the higher end cards, savor, savor one, venture, sometimes they produce different/better results
@drewricomakeubu wrote:Do your reports have to be unfrozen to see if you're preapproved through CapOne?
Right on. I thought they could be frozen. Will check again when my EQ is clean.
@drewricomakeubu wrote:
@GZG wrote:Yes reports need to be unfrozen, it still works with two unfrozen based on my experience, also use the pre-approval links found on the pages for the higher end cards, savor, savor one, venture, sometimes they produce different/better results
@drewricomakeubu wrote:Do your reports have to be unfrozen to see if you're preapproved through CapOne?
Right on. I thought they could be frozen. Will check again when my EQ is clean.
Pre-qualify is a soft pull so it should work... for the application you definitely do but the pre-qualify should be good.
I wouldn't sweat it if no preapproval --- their interest rates are on the top end of 27% and up. You'll do well to see what other cards offer and their CL increases are all over the place (most times not, even when you heavily use the card) -- I am thinking about closing the one I have.