Interesting to see this thread pop up again and read where I was last May!
Since then I have gotten a pre-approval for Cap 1. Turns out that I had to manually sign up (opt-in) for preapproved offers, and soon after I did that, they were pre-approving me for the Platinum, Savor and Quicksilver with no sign-up bonus (my scores were about 670 then). Then a month or so later, I guess my EQ was up enough (in the 690 range) and I got preapprovals for Platinum, Savor and Quicksilver WITH the sign-bonus. (I did not get accepted for a card, but did app—only to have the app not go through! I decided not to pursue it because I just got an AMEX.)
Anyway, it's interesting to see how things have changed and how spot-on so much of the advice given here was! 670 FICOs were when things started to really look up!
As for Cap1's limit to one app every six months, I have no idea!
