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Is there a Cap 1 number to get a CLI request reconsidered? I was denied when I did the CLI request online and the letter referenced a 2 month old credit report. Since then my balance information and score has changed for the better. Score is 50 points higher on my credit report and my usage is about 10 percent of total credit.
To my knowledge, Cap One does not do recons. They are forgiving yet inflexible at the same time.
@Jeffster1 wrote:To my knowledge, Cap One does not do recons. They are forgiving yet inflexible at the same time.T
This is correct info. Capital One does not do recons.
Just do what the rest of us do...anytime you're bored log in and ask Cap1 for a CLI. It's a game we play to keep amused.
Unfortunately no recons as others have said. It's all automated with Cap One.
Does cap1 perform a soft pull only for CLI?
Yes. And it's unfortunately always a couple of months behind. No way to manually "force" them to update it.
It was easier getting my wisdom teeth pulled than it was getting an increase with capital one.
seems like if their computer says no, that's the only option.
they still serve a purpose so not bashing capital one but credit increases seem hard to get with them
@Lou-natic wrote:Just do what the rest of us do...anytime you're bored log in and ask Cap1 for a CLI. It's a game we play to keep amused.
LOL - That's ME!