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Capital One CLI Reconsideration Line?

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Drifter73
Established Contributor

Re: Capital One CLI Reconsideration Line?


@nomadic_triathlete wrote:

Is there a Cap 1 number to get a CLI request reconsidered?  I was denied when I did the CLI request online and the letter referenced a 2 month old credit report. Since then my balance information and score has changed for the better.  Score is 50 points higher on my credit report and my usage is about 10 percent of total credit.  


My starting limit on c1 was $500. At 6 months they auto increased to $750. After 12 months, the cli button appeared in the app. I clicked it and they increased to $3750.

 

How long have you had your c1? 

 

Note: I would run the card up to 50%+ usage twice a month and pif twice a month. I would assume the constant high usage and payoffs for a year helped with the bigger cli.











Message 11 of 14
Zoostation1
Valued Contributor

Re: Capital One CLI Reconsideration Line?

I never had the CLI button in the app.  I did my CLI request shortly after my 8th statement cut via desktop.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2025 FICO 8:
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Message 12 of 14
Drifter73
Established Contributor

Re: Capital One CLI Reconsideration Line?


@Zoostation1 wrote:

I never had the CLI button in the app.  I did my CLI request shortly after my 8th statement cut via desktop.


It may not appear in the app until after 12th statement cut. That's when mine appeared anyways.

 

Try again when the button shows up. Smiley Happy 











Message 13 of 14
Zoostation1
Valued Contributor

Re: Capital One CLI Reconsideration Line?


@Drifter73 wrote:

@Zoostation1 wrote:

I never had the CLI button in the app.  I did my CLI request shortly after my 8th statement cut via desktop.


It may not appear in the app until after 12th statement cut. That's when mine appeared anyways.

 

Try again when the button shows up. Smiley Happy 


I was approved for my CLI but I doubt Cap 1 is giving me another CLI on the Venture One ever again.  Pretty much simultaneous with the CLI was a permanent decrease in my spend on that card.  SavorOne will be getting the majority of my spend for the forseeable future and hopefully they'll consider an increase on it after a similar amount of time.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2025 FICO 8:
May 2025 FICO 9:
Message 14 of 14
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