I asked for an increase on my Capital One Quicksilver card. Current limit is $2,800. Asked for $4k and stated my reason was "longer term monthly expenses will increase".
I did not get an immediate decision. Is this the typical response when requesting a CLI from Cap1 ? Says I will hear something in 2-3 days.
@FinStar wrote:
@socalchef00 wrote:I asked for an increase on my Capital One Quicksilver card. Current limit is $2,800. Asked for $4k and stated my reason was "longer term monthly expenses will increase".
I did not get an immediate decision. Is this the typical response when requesting a CLI from Cap1 ? Says I will hear something in 2-3 days.
It sounds like a denial outcome, unfortunately. When you receive the letter please be sure to share with the community as far as what reason(s) they provided.
Thats what I thought.
You will receive your denial letter tomorrow in the capital one app.
@socalchef00 wrote:I asked for an increase on my Capital One Quicksilver card. Current limit is $2,800. Asked for $4k and stated my reason was "longer term monthly expenses will increase".
I did not get an immediate decision. Is this the typical response when requesting a CLI from Cap1 ? Says I will hear something in 2-3 days.
So got my letter today already.
Denial was due to :
Average monthly payment has been to low and Recent payments on this account have been to low.
Wish is funny, as I dont carry a balance, so of course the payments are low.
Cap1 just baffles me. Sorry to hear that @socalchef00.
I swear if this weren't my oldest card, I would have closed it a long time ago. I haven't been able to get a CLI since I started using other cards as my primary drivers. 
Starting Score: 469
@socalchef00 wrote:
@socalchef00 wrote:I asked for an increase on my Capital One Quicksilver card. Current limit is $2,800. Asked for $4k and stated my reason was "longer term monthly expenses will increase".
I did not get an immediate decision. Is this the typical response when requesting a CLI from Cap1 ? Says I will hear something in 2-3 days.
So got my letter today already.
Denial was due to :
Average monthly payment has been to low and Recent payments on this account have been to low.
Wish is funny, as I dont carry a balance, so of course the payments are low.
Wooooow. They really fight for an excuse not to increase people 🥴
@Junejer wrote:Cap1 just baffles me. Sorry to hear that @socalchef00.
I swear if this weren't my oldest card, I would have closed it a long time ago. I haven't been able to get a CLI since I started using other cards as my primary drivers.
Right!
This is my second oldest card, 15 years, and I've barely ever gotten CLI's.
@socalchef00 wrote:
@Junejer wrote:Cap1 just baffles me. Sorry to hear that @socalchef00.
I swear if this weren't my oldest card, I would have closed it a long time ago. I haven't been able to get a CLI since I started using other cards as my primary drivers.
Right!
This is my second oldest card, 15 years, and I've barely ever gotten CLI's.
Mine started as a platinum with $700 SL, then auto CLI to $1,100, then to $2,100 all inside of a year. I then got a PenFed Visa with $15K SL and began using that as my main card, with good reason. I then requested a CLI to $10K, I believe and they gave me $4,100. A year or so later I requested again to $10K, they gave me $5,100 and that's where it has been for the past 12 years or so. Every time I request a CLI, I get an instant denial.